Financials
- Fiscal year
- 2025
- Total assets
- €915,320
- Profit
- €162,766
- Solvency
- 90.7%
Total assets▲ 12.3%
Net result
20182025
PROSAVE
ActiveSummary
PROSAVE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €829,967 and a net result of €162,766. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Investigation and private security services
NACE 80010Business and other management consultancy NACE 70200NACE 74601
1 site
Size
€915,320total assets 2025
- Equity
- €829,967
- Profit
- €162,766
Turnover not published (abridged schema)
Structure
Accounts filed 24 d late0 of 5 deeds read
Why 97+ Liquidity: current ratio 6.10, cash €184,762+ Equity €829,967 (90.7% of total assets)+ Size: total assets €915,320+ Figures for FY 2025 (filed 24-08-2026)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 75% of its sector peers (NACE 80, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 90.7% of total assets
Liquidity
75-25
short-term debt 9.3% · cash 20.2%
Profitability
91+2
return on assets 17.8%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 11 months
12-2025: < 0.1%
01-2026: < 0.1%▼ -2.7% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%▲ +2.8% vs 02-2026
04-2026: < 0.1%▼ -2.7% vs 03-2026
05-2026: < 0.1%● 0.0% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: < 0.1%▲ +5.6% vs 06-2026
08-2026: < 0.1%▲ +31.6% vs 07-2026highest value
09-2026: < 0.1%▼ -40.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 6.10, cash €184,762 lowers the probability
- Equity €829,967 (90.7% of total assets) lowers the probability
- Size: total assets €915,320 lowers the probability for this profile
- Figures for FY 2025 (filed 24-08-2026) lowers the probability
Credit up to €80,000 at 30 days acceptable
Liquidity ample (current ratio 6.1 against 5.25 in 2024; short-term debt: 9.3% and cash: 20.2% of total assets), and 9.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 80, micro). Better than this share of them on solvency 90%, liquidity 73%, profitability 75%, growth against the median 62%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
14 d early
2023
40 d early
2022
31 d late
2021
62 d early
2020
24 d late
2019
111 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €162,766 ▲24.2%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 24-08-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 17-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Investigation and private security servicesNACE 80010
- Founded
- 16-06-1999
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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