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PROMAT CONSTRUCT

Active
Private limited companyfounded 20233 yrs activeLindestraat 109/1, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 0799.275.050
Summary

The computed 12-month bankruptcy probability of PROMAT CONSTRUCT is 5.7% (elevated). The 2025 annual accounts show equity of €25,814 and a net result of €23,399. Equity is growing by ~225.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 2393 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Risk analysisWatch ReportCompare
PROMAT CONSTRUCTActiveChecked score 40/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990NACE 43999
1 site
Size
€65,252turnover 2025
Equity
€25,814
Profit
€23,399
Financial health
40 Weak Checked score 2025
Bankruptcy chance 12 m
5.7%
Structure
Accounts filed 61 d late0 of 1 deed read
Why 40- Size: turnover €65,252, total assets €35,860- Founded in 2023- Ex-officio strike-off in the KBO- Latest accounts 61 days late; 3 of the last 3 lateShow the evidence

Checked score

Score 2025
40 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 77% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 97+47
equity 72.0% of total assets
Liquidity 48+15
short-term debt 28.0% · cash 7.3%
Profitability 100+100
return on assets 65.3%
Bankruptcy probability, 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 3.0% 12-2024: 2.9%▼ -3.1% vs 11-2024lowest value 01-2025: 3.0%▲ +0.2% vs 12-2024 02-2025: 3.9%▲ +31.4% vs 01-2025 03-2025: 4.0%▲ +3.7% vs 02-2025 04-2025: 4.2%▲ +4.1% vs 03-2025 05-2025: 4.2%● 0.0% vs 04-2025 06-2025: 4.0%▼ -4.0% vs 05-2025 07-2025: 4.1%▲ +2.3% vs 06-2025 08-2025: 4.2%▲ +3.0% vs 07-2025 09-2025: 4.4%▲ +3.3% vs 08-2025 10-2025: 5.6%▲ +28.1% vs 09-2025 11-2025: 5.7%▲ +1.4% vs 10-2025 12-2025: 6.6%▲ +16.6% vs 11-2025 01-2026: 9.4%▲ +41.5% vs 12-2025 02-2026: 16.4%▲ +74.8% vs 01-2026highest value 03-2026: 16.4%● 0.0% vs 02-2026highest value 04-2026: 15.2%▼ -7.2% vs 03-2026 05-2026: 15.3%▲ +0.2% vs 04-2026 06-2026: 15.1%▼ -0.9% vs 05-2026 07-2026: 8.1%▼ -46.4% vs 06-2026 08-2026: 8.7%▲ +6.5% vs 07-2026 09-2026: 9.5%▲ +9.5% vs 08-2026 10-2026: 5.7%▼ -39.9% vs 09-2026
  • Size: turnover €65,252, total assets €35,860 raises the probability for this profile
  • Founded in 2023 raises the probability for this profile
  • Ex-officio strike-off in the KBO raises the probability
  • Latest accounts 61 days late; 3 of the last 3 late raises the probability
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.57 against 1.34 in 2024; short-term debt: 28% and cash: 7.3% of total assets), and 28% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 78%, liquidity 39%, profitability 93%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Size: turnover €65,252, total assets €35,860
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · Latest accounts 61 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
61 d late
2024
310 d late
2023
153 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 175 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 January (3 of the last 3 filed years within 156 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Address strikeout annulledKBO administration

Key points

  • Caution: Among the weakest 11% on equitysector median €458,220 · 2,393 companies €25,814 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 d View
  • Turnover 20253 fiscal years filed €65,252 View

By topic

Financials

Fiscal year
2025
Turnover
€65,252
Profit
€23,399
Solvency
72.0%
Turnover▲ 323%
Net result
20232025
Go to Financials

Timeline

Events
8
Since
2024
Next accounts
by 31-07-2027
  1. 30-09-2026Annual accounts filed
  2. 06-06-2026Annual accounts filed
  3. 23-01-2026Address strikeout annulled
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
08-03-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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