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PROJECTO

Active
Private limited company (pre-2019)founded 198441 yrs activeOude Vijversstraat 40, 1190 Vorst, BelgiumKBO/BCE: BE 0426.657.270
Summary

PROJECTO has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €-978. Equity is shrinking by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 31 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
71 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-13
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 41 years 0 50 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 60
Relative position
BE, all sectors
reference
Sector 60
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
100%
Return on assets
-15.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
32 d late
2024
12 d late
2023
17 d late
2022
22 d late
2021
15 d late
2020
24 d late
2019
76 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-978▼ 31.8%
2024 · €-742
2018: €-2k 2019: €-2k 2020: €-327 2021: €12 2022: €-153 2023: €-4k 2024: €-742
2018 → 2025
Working capital
€7k▼ 9.1%
2023 · €8k
2019: €12k 2020: €12k 2021: €12k 2022: €12k 2023: €8k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€12k-€12k▼ 1.2%€8k▼ 33.1%€7k▼ 9.1%€6k▼ 13.2%
Operating result€44-€-84€-4k▼ 4,657%€-666▲ 83.3%€-924▼ 38.7%
Net result€12-€-153€-4k▼ 2,531%€-742▲ 81.6%€-978▼ 31.8%
Result per fiscal year
Operating resultNet result
€-6k€-4k€-2k€0Operating result 2021: €44€44Net result 2021: €12€12Operating result 2022: €-84€-84Net result 2022: €-153€-153Operating result 2023: €-4k€-4kNet result 2023: €-4k€-4kOperating result 2024: €-666€-666Net result 2024: €-742€-742Operating result 2025: €-924€-924Net result 2025: €-978€-97820212022202320242025€-6k€-4k€-2k€0Operating result 2023: €-4k€-4kNet result 2023: €-4k€-4kOperating result 2024: €-666€-666Net result 2024: €-742€-742Operating result 2025: €-924€-924Net result 2025: €-978€-978202320242025
The operating result stays negative: a loss of €924 in 2025 against €666 in 2024; the loss grows.
Key figures and ratios
2025 value · change against 2024
Solvency
100.0%
2024 · 97.4%
ROE
-15.3%
2024 · -10.1%
ROA
-15.3%
2024 · -9.8%
Income taxes
€17
2024 · €41
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€8k€6k
Current assets29/58€8k€6k
Amounts receivable after more than one year29€2k-
Trade receivables290€891-
Other amounts receivable291€2k-
Amounts receivable within one year40/41-€326
Trade receivables40-€297
Other amounts receivable41-€29
Cash at bank and in hand54/58€5k€6k
Equity and liabilities
Total equity and liabilities10/49€8k€6k
Equity10/15€7k€6k
Contributions10/11€9k€9k=
Capital10€9k€9k=
Issued capital100€19k€19k=
Uncalled capital101€10k€10k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-3k€-4k
Amounts payable17/49€195-
Amounts payable within one year42/48€195-
Trade debts44€195-
Suppliers440/4€195-
Income statement Code20242025
Other operating charges640/8€387€400
Gross operating margin9900€-279€-524
Operating profit (loss)9901€-666€-924
Financial charges65/66B€35€37
Recurring financial charges65€35€37
Non-recurring financial charges66B€35€37
Profit (loss) for the period before taxes9903€-701€-961
Income taxes67/77€41€17
Profit (loss) for the period9904€-742€-978
Profit (loss) for the period to be appropriated9905€-742€-978
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-4k
Profit (loss) brought forward from the previous period14P€-2k€-3k

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 32 days late
2025
12-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
17-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 17 days late
2023
31-12
Financial Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
22-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
15-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 15 days late
2021
31-12
Financial Back to profitnet €12
Net result €12 after 3 loss-making years.
31-12
Financial Liquidity times 5current ratio 373.76
Current ratio from 76.38 to 373.76; short-term debt falls from €163 to €33.
24-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
15-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
24-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
23-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 1985
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude Vijversstraat 401190 Vorst
Ground area
1,894 m²
Building footprint
682 m²
Volume, LiDAR
5,046 m³
Parcel 21382C0028/00G003, Brussels · tallest building 8.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Oude Vijversstraat 40, 1190 Vorst
NACE 74811
since 19852.026.551.219
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21382C0028/00G003 Brussels 1,894 m² 1 · 682 m² 8.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 719 companies in sector 60310 we hold annual accounts for 157. 59 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-1984
Fiscal year end31-12
Activities, NACEBEL 2025
60310News agency activities
74201Photography, excluding press photography
74202Other professional, scientific and technical activities
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.