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PME

Active
Public limited companyfounded 1989active for 36 yearsSpelaanstraat 1a, 9620 Zottegem, BelgiumKBO/BCE: BE 0438.614.402
Summary

PME has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €13,355. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 22% of 1,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
NACE 95210Wholesale of electrical equipment, including installation materials NACE 46643
Largest company by total assets in Zottegem, Other services sector1 site
Size
€6.6mtotal assets 2025
Staff
15.1 FTE
Equity
€1.1m
Profit
€13,355
Turnover not published (abbreviated format)
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Parent
YD-Invest · 99.8%
Holdings
1
Accounts on time0 of 5 deeds read
Why 64raises riskLiquidity: current ratio 1.02, cash €197,203Equity €1.1m (16.3% of total assets)Size: 15.1 FTE, total assets €6.6mSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 26% of its sector peers (NACE 95, small)
Financial strength · tick = 2024
Weak
Solvency 41+1
equity 16.3% of total assets
Liquidity 9+2
short-term debt 81.7% · cash 3.0%
Profitability 41-1
return on assets 0.2%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (326 companies, NACE 95, small)
Last 24 months 11-2024: 0.7%lowest value 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 1.0%▲ +0.3 percentage points vs 12-2024 02-2025: 1.5%▲ +0.5 percentage points vs 01-2025 03-2025: 1.2%▼ -0.3 percentage points vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.3%▲ +0.1 percentage points vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.6%▲ +0.3 percentage points vs 12-2025 02-2026: 2.2%▲ +0.6 percentage points vs 01-2026highest value 03-2026: 1.0%▼ -1.2 percentage points vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.0%● unchanged vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.1%▲ +0.1 percentage points vs 09-2026
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.02, compared with 1.02 in 2024, below the usual 1.5; short-term debt: 81.7% and cash: 3% of total assets), and 83.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, small): better than 27% on solvency, 9% on liquidity, 26% on profitability and 41% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Liquidity: current ratio 1.02, cash €197,203
NBB · annual accounts
raises risk · Equity €1.1m (16.3% of total assets)
NBB · annual accounts
raises risk · Size: 15.1 FTE, total assets €6.6m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 1298 sector peers (2025).
NBB · sector comparison
Position among 1298 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
14 days late
2023
on the day
2022
1 day early
2021
3 days early
2020
2 days early
2018
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end23-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Weakest financial yearnet €2,271 ▼93.7%

Key points

  • Positive: Largest company by total assets in Zottegem, Other services sectorin the Checked rankings No. 1 View
  • Controlled by YD-Investthe company in turn controls 1 companies 99.8% View
  • Positive: 6 profitable years in a rowprofit 2025: €13,355 6 years View

By topic

Financials

Financial year
2025
Total assets
€6.6m
Profit
€13,355
Solvency
16.3%
Total assets▼ 9.4%
Net result
20202025
Go to Financials

Timeline

Events
38
Since
1991
Next accounts
by 31-01-2027
  1. 31-01-2024Annual accounts filed
  2. 30-01-2023Annual accounts filed
  3. 30-06-2022Highest result from 2020 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Repair and maintenance of computers, personal and household…NACE 95210
Founded
27-10-1989
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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