PM Engineering Solutions
ActiveSummary
PM Engineering Solutions has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €26k. Equity is growing by ~38% per year across the filed fiscal years. Its solvency ranks better than 77% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.33 against 3.12 in 2024; short-term debt: 18.1% and cash: 46.8% of total assets), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.8%
Return on assets
20%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
144 d early
2024
on the day
2023
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€101k▲ 33.9%
2024 · €76k
2023: €44k
2024: €76k
2023 → 2025
Total assets
€129k▲ 26.9%
2024 · €101k
2023: €78k
2024: €101k
2023 → 2025
Net result
€26k▼ 23.1%
2024 · €33k
2023: €40k
2024: €33k
2023 → 2025
Working capital
€77k▲ 42.0%
2024 · €55k
2023: €43k
2024: €55k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€44k-€76k▲ 72.4%€101k▲ 33.9%
Operating result€59k-€44k▼ 24.1%€33k▼ 25.7%
Net result€40k-€33k▼ 17.6%€26k▼ 23.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€28k ▲ 32.0%
Current assets
€101k ▲ 25.5%
Equity and liabilities €129k
Equity
€101k ▲ 33.9%
Debt
€27k ▲ 6.0%
Debt's share of the balance-sheet total falls from 25.4% to 21.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▼
2024 · €46k
Cash flow
€30k▼
2024 · €35k
Current ratio
4.33▲
2024 · 3.12
Debt to equity
0.27▼
2024 · 0.34
ROE
25.3%▼
2024 · 44.1%
ROA
20.0%▼
2024 · 32.9%
Interest coverage
39.26▲
2024 · 20.56
Debt ≤ 1 year
€23k▼
2024 · €26k
Debt > 1 year
€4k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€101k€129k▲
Fixed assets21/28€21k€28k▲
Tangible fixed assets22/27€21k€28k▲
Furniture and vehicles24€4k€12k▲
Other tangible fixed assets26€17k€16k▼
Current assets29/58€80k€101k▲
Amounts receivable within one year40/41€28k€38k▲
Trade receivables40€12k€14k▲
Other amounts receivable41€16k€24k▲
Cash at bank and in hand54/58€49k€60k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€101k€129k▲
Equity10/15€76k€101k▲
Contributions10/11€5k€5k=
Reserves13€71k€96k▲
Distributable reserves133€71k€96k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€26k€27k▲
Amounts payable after more than one year17-€4k
Financial debts170/4-€4k
Amounts payable within one year42/48€26k€23k▼
Current portion of amounts payable after more than one year42-€982
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€20k€19k▼
Taxes450/3€17k€19k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€141€1k▲
Gross operating margin9900€46k€38k▼
Operating profit (loss)9901€44k€33k▼
Financial income75/76B€212€1k▲
Recurring financial income75€212€1k▲
Financial charges65/66B€2k€947▼
Recurring financial charges65€2k€947▼
Profit (loss) for the period before taxes9903€42k€33k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€33k€26k▼
Profit (loss) for the period to be appropriated9905€33k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€26k▼
Transfer to equity691/2€32k€26k▼
To other reserves6921€32k€26k▼
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €26k ▼23.1%
Net result drops to €26k, the lowest in the series.
31-12
Financial
Equity above €100kEq €101k ▲33.9%
3 profitable years in a row build equity to €101k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hooimanstraat 157E9111 Sint-NiklaasGround area
3,207 m²
Building footprint
179 m²
Volume, LiDAR
1,399 m³
Parcel 46002A1135/00K000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PM Engineering Solutions
since 20222.340.060.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002A1135/00K000 | Flanders | 3,207 m² | 1 · 179 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Akdemir
BE 0747.761.419
Schelle · Eq €101,380
ALTERIS TECHNOLOGIES
BE 0895.151.434
Jalhay · Eq €101,384
MARC SALENS
BE 0547.845.508
Sint-Niklaas · Eq €101,250
ABOR CONSULTING
BE 0686.896.986
Olne · Eq €101,462
IN-AC-AL
BE 0467.058.661
Somme-Leuze · Eq €101,465
Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 5,229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
70200Business and other management consultancy
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.