PLANCKAERT TECHNICS
ActiveSummary
PLANCKAERT TECHNICS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €528k and a net result of €99k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 54% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-15
Solvency72▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 2.6 in 2024; short-term debt: 29.4% and cash: 19.4% of total assets), but 53% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47%
Return on assets
8.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
27 d late
2022
4 d early
2021
4 d early
2020
31 d late
2019
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€528k▲ 3.3%
2024 · €511k
2018: €189k
2019: €171k
2020: €101k
2021: €185k
2022: €234k
2023: €308k
2024: €511k
2018 → 2025
Total assets
€1.12M▲ 18.1%
2024 · €951k
2018: €599k
2019: €582k
2020: €488k
2021: €612k
2022: €667k
2023: €703k
2024: €951k
2018 → 2025
Net result
€99k▼ 51.2%
2024 · €203k
2018: €-23k
2019: €82k
2020: €-45k
2021: €110k
2022: €48k
2023: €102k
2024: €203k
2018 → 2025
Working capital
€325k▼ 19.1%
2024 · €402k
2018: €116k
2019: €125k
2020: €44k
2021: €115k
2022: €164k
2023: €212k
2024: €402k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€185k-€234k▲ 26.0%€308k▲ 31.9%€511k▲ 65.7%€528k▲ 3.3%
Operating result€158k-€75k▼ 52.6%€156k▲ 109%€306k▲ 95.8%€148k▼ 51.4%
Net result€110k-€48k▼ 56.2%€102k▲ 112%€203k▲ 98.5%€99k▼ 51.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€468k ▲ 56.6%
Current assets
€655k ▲ 0.4%
Equity and liabilities €1.12M
Equity
€528k ▲ 3.3%
Debt
€595k ▲ 35.2%
Debt's share of the balance-sheet total rises from 46.3% to 53.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€233k▼
2024 · €360k
Cash flow
€183k▼
2024 · €257k
Current ratio
1.98▼
2024 · 2.60
Quick ratio
1.64▼
2024 · 2.15
Debt to equity
1.13▲
2024 · 0.86
ROE
18.7%▼
2024 · 39.7%
ROA
8.8%▼
2024 · 21.3%
Interest coverage
24.68▼
2024 · 77.78
Debt ≤ 1 year
€330k▲
2024 · €251k
Debt > 1 year
€265k▲
2024 · €189k
Income taxes
€43k▼
2024 · €99k
Staff costs
€399k▲
2024 · €342k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€951k€1.12M▲
Fixed assets21/28€299k€468k▲
Tangible fixed assets22/27€298k€457k▲
Land and buildings22€162k€143k▼
Plant, machinery and equipment23€46k€119k▲
Furniture and vehicles24€91k€196k▲
Financial fixed assets28€75€11k▲
Current assets29/58€652k€655k▲
Stocks and contracts in progress3€113k€115k▲
Stocks30/36€113k€115k▲
Amounts receivable within one year40/41€362k€320k▼
Trade receivables40€350k€315k▼
Other amounts receivable41€12k€5k▼
Cash at bank and in hand54/58€175k€217k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€951k€1.12M▲
Equity10/15€511k€528k▲
Contributions10/11€6k€6k=
Reserves13€505k€521k▲
Distributable reserves133€505k€521k▲
Amounts payable17/49€440k€595k▲
Amounts payable after more than one year17€189k€265k▲
Financial debts170/4€189k€265k▲
Amounts payable within one year42/48€251k€330k▲
Current portion of amounts payable after more than one year42€26k€58k▲
Trade debts44€154k€196k▲
Suppliers440/4€154k€196k▲
Taxes, remuneration and social security45€71k€37k▼
Taxes450/3€68k€23k▼
Remuneration and social security454/9€3k€14k▲
Other amounts payable47/48-€39k
Income statement
Code20242025
Remuneration, social security and pensions62€342k€399k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€85k▲
Other operating charges640/8€5k€10k▲
Gross operating margin9900€707k€642k▼
Operating profit (loss)9901€306k€148k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€302k€142k▼
Income taxes67/77€99k€43k▼
Profit (loss) for the period9904€203k€99k▼
Profit (loss) for the period to be appropriated9905€203k€99k▼
Appropriation of the result
Profit (loss) to be appropriated9906€203k€99k▼
Transfer from equity791/2-€82k
Transfer to equity691/2€203k€99k▼
To other reserves6921€203k€99k▼
Profit to be distributed694/7-€82k
Return on contributions (dividend)694-€82k
Social balance
Average headcount (FTE)90875.35.7▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €203k ▲98.5%
Operating result €306k, net result €203k, both a record.
31-12
Financial
Equity above €500kEq €511k ▲65.7%
4 profitable years in a row build equity to €511k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €234k ▲26%
2 profitable years in a row build equity to €234k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €110k
Net result €110k after one loss-making year.
31-12
Financial
Equity above €150kEq €185k ▲84.4%
Equity rises from €101k to €185k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-45k ▼155%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 30 days late
2019
31-12
Financial
Back to profitnet €82k
Net result €82k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lendelede · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spoelewielenlaan 208860 LendeledeGround area
683 m²
Building footprint
474 m²
Volume, LiDAR
2,980 m³
Parcel 34025B0415/00C002, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Planckaert Technics Bvba
since 20102.193.349.350
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34025B0415/00C002 | Flanders | 683 m² | 1 · 474 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,249 EUR awarded · 2,249 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 264 EUR | 264 EUR |
| 2024 | 1 | 1,196 EUR | 1,196 EUR |
| 2023 | 1 | 30 EUR | 30 EUR |
| 2022 | 1 | 759 EUR | 759 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
3 categoriesPLANCKAERT TECHNICS BV42779
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 3,937 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2010
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:stephan@planckaerttechnics.be
Phone:056/ 95 95 39