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PLAN-IT

Active
Public limited companyfounded 198243 yrs activeAlfons Gossetlaan 46, 1702 Dilbeek, BelgiumKBO/BCE: BE 0423.369.762
Summary

PLAN-IT has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €115.8m and a net result of €14.0m. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 237 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
PLAN-ITActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521NACE 52461
#1 company by equity in Dilbeek, Wholesale and retail trade sector8 sites
Size
€214.4mturnover 2026
Staff
535.3 FTE
Equity
€115.8m
Profit
€14.0m
Financial health
95 Excellent Checked score 2026
Bankruptcy chance 12 m
0.1%
Structure
Parent
BRICO BELGIUM · 99.99%
Board
1 member
Holdings
1
Auditor: DELOITTE Bedrijfsrevisoren BVAccounts 54 d early2 of 50 deeds read
Why 95- Liquidity: current ratio 2.00, cash €7.4m+ Founded in 1982+ Equity €115.8m (56.1% of total assets)+ Size: turnover €214.4m, 535.3 FTE, total assets €206.3m, files consolidated accountsShow the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 72% of its sector peers (NACE 47, large)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 81+24
equity 56.1% of total assets
Liquidity 35+3
short-term debt 41.9% · cash 3.6%
Profitability 70+6
return on assets 6.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (83 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%▼ -3.6% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%▲ +2.8% vs 05-2025 07-2025: 0.2%▲ +7.3% vs 06-2025highest value 08-2025: 0.2%▼ -23.1% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▼ -4.4% vs 02-2026 04-2026: 0.2%● 0.0% vs 03-2026 05-2026: 0.2%▼ -1.7% vs 04-2026 06-2026: 0.2%▲ +5.3% vs 05-2026 07-2026: 0.2%▲ +1.1% vs 06-2026 08-2026: 0.1%▼ -31.7% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Founded in 1982 lowers the probability for this profile
  • Liquidity: current ratio 2.00, cash €7.4m raises the probability
  • Equity €115.8m (56.1% of total assets) lowers the probability
  • Size: turnover €214.4m, 535.3 FTE, total assets €206.3m, files consolidated accounts lowers the probability for this profile
Credit up to €11,000,000 at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.74 in 2025; short-term debt: 41.9% and cash: 3.6% of total assets), and 43.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, large). Better than this share of them on solvency 93%, liquidity 64%, profitability 78%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1982
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Liquidity: current ratio 2.00, cash €7.4m
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €115.8m (56.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: turnover €214.4m, 535.3 FTE, total assets €206.3m, files consolidated accounts
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 01-02-2026 was due by 01-09-2026 and was filed on 09-07-2026, 54 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2026
54 d early
2025
69 d early
2024
55 d early
2023
57 d early
2022
47 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 56 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · consolidated
  2. Reappointment: Deloitte Bedrijfsrevisoren BV (statutory auditor)Permanent representative: Angelique Mitrugno ·…
  3. Annual accounts filedfiscal year 2026 · full…

Key points

  • Positive: Company by equity in Dilbeek, Wholesale and retail…in the Checked rankings #1 View
  • Positive: Equity rose in 2026from €65.0m to €115.8m ▲ 78.1% View
  • Caution: Board changedlatest change 07-08-2026 · 1 in office 1 joined · 1 left View
  • Positive: 8 profitable years in a rowprofit 2026: €14.0m 8 years View
  • Controlled by BRICO BELGIUMknown shareholders 100% 99.99% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2026
Turnover
€214.4m
Profit
€14.0m
Solvency
56.1%
Turnover▼ 8.3%
Net result
20192026
Go to Financials

Board & ownership

Board
1 member
Parent
BRICO BELGIUM · 99.99%
Known shareholders
100%
Auditor
DELOITTE Bedrijfsrevisoren BV
Go to Board & ownership

Timeline

Events
16
Since
2021
  1. 24-08-2026Annual accounts filed
  2. 07-08-2026Reappointment: Deloitte Bedrijfsrevisoren BV (statutory auditor)
  3. 09-07-2026Annual accounts filed
Go to Timeline

Company details

Sites
8
Legal form
Public limited company
Activity
Retail sale of hardware, building materials, paint and…NACE 47521
Founded
16-12-1982
Year ends
01-02
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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