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PHILPRINT

Active
Private limited company (pre-2019)·Overige activiteiten op het gebied van drukwerk· 28 yrs active
Rue du Rond Point 185 ·6060 Charleroi, Belgium
KBO/BCE: BE 0463.623.970
Watch Print / PDF
Age28 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PHILPRINT is 0.5% (very low). The 2024 annual accounts show equity of €32k and a net result of €-9. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 95% of 208 sector peers (fiscal year 2024). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 208 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-08-2025, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 11-08-2025 11 d late 2025-00368830
31-12-2022 31-07-2023 10-10-2023 71 d late 2023-00483203
31-12-2020 31-07-2021 28-10-2021 89 d late 2021-74600319
31-12-2019 31-07-2020 29-10-2020 90 d late 2020-64800536
31-12-2018 31-07-2019 08-10-2019 69 d late 2019-69500454
31-12-2017 31-07-2018 29-06-2018 32 d early 2018-26800538
31-12-2016 31-07-2017 21-06-2017 40 d early 2017-21300023
31-12-2015 31-07-2016 22-06-2016 39 d early 2016-20800329
31-12-2014 31-07-2015 30-06-2015 31 d early 2015-25300322
31-12-2013 31-07-2014 23-06-2014 38 d early 2014-23000024

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1998, 28 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Long track record Annual accounts: weaker financial profile +Lower-failure-rate sector

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-9+98.4%
Working capitalNot included in this filing

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 11-08-2025 with the NBB · fiscal year 2024 · micro
€-10k€0€10k€20k€30kOperating result 2018: €53€53Net result 2018: €26k€26kOperating result 2019: €-582€-582Net result 2019: €26k€26kOperating result 2020: €-402€-402Net result 2020: €25k€25kOperating result 2022: €-582€-582Net result 2022: €-589€-589Net result 2024: €-9€-920182019202020222024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 5 fiscal years (±1.3%/year).
€26k€28k€30k€32k€34k2025: €31k (€29k - €34k)2026: €31k (€28k - €33k)2027: €30k (€28k - €33k)2018: €34k2019: €34k2020: €33k2022: €32k2024: €32k20182019202020222024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 18 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 100.0% 49.0%
better than 95% of 208 sector peers
Net result €-9 €8k
better than 30% of 207 sector peers
Equity €32k €25k
better than 55% of 208 sector peers
Total assets €32k €66k
better than 25% of 208 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P95
2020: P95 · n=562022: P95 · n=1452024: P95 · n=2082020 2024
Stable position over 2020-2024 · n=56-208
Net result P30
2020: P39 · n=562022: P32 · n=1442024: P30 · n=2072020 2024
Stable position over 2020-2024 · n=56-207
Equity P55
2020: P38 · n=562022: P60 · n=1452024: P55 · n=2082020 2024
Improving position over 2020-2024 · n=56-208
Total assets P25
2020: P13 · n=562022: P28 · n=1452024: P25 · n=2082020 2024
Improving position over 2020-2024 · n=56-208
Describes the position versus peers, not a forecast.
Net profit
€-9
+98.4% 18-24
Total assets
€32k
-2.0% 18-24
Equity
€32k
-2.0% 18-24
Solvency
100.0%
0.0% 18-24
ROE
0.0%
+98.4% 18-24
ROA
0.0%
+98.4% 18-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€-9
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€32k
Equity€32k
Debt-
of which ≤ 1y-
of which > 1y-
Working capital-
Employees (FTE)-
Ratios (computed)
2024
Current ratio-
Quick ratio-
Working capital ratio-
Solvency100.0%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA0.0%
ROE0.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€32k
Fixed assets 21/28€59
Financial fixed assets 28€59
Current assets 29/58€32k
Amounts receivable within one year 40/41€29k
Investments 50/53€3k
Cash & bank 54/58€193
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€32k
Equity 10/15€32k
Contributions / capital 10/11€6k
Reserves 13€2k
Accumulated profits (losses) 14€24k
Income statement
Financial income 75€21
Financial charges 65€30
Result before taxes 9903€-9
Net result for the period 9904€-9
Result to be appropriated 9905€-9
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
45 / 100 Fair
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Rue du Rond Point 185, 6060 Charleroi
Vervaardiging van producten van kunststof
since 19982.087.446.631
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area8,883 m²
Buildings1
Building footprint2,727 m²
Volume (LiDAR)14,390 m³
Tallest building7.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52342A0249/00P000 Wallonia 8,883 m² 1 · 2,727 m² 7.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health45Profitability0Solvency100Growth32Stability100
55 / 100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 45
Profitability 0
Solvency 100
Growth 32
Stability 100

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige drukkerijen18120Overige activiteiten op het gebied van drukwerk18120Overige drukkerijen22220Prepress- en premediadiensten18130Prepress- en premediadiensten18130Binderijen en aanverwante diensten18140Activiteiten van binderijen en aanverwante diensten18140Boekbinden22230Hulpactiviteiten in verband met drukkerijen22250Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621Detailhandel in boeken, kranten, tijdschriften en kantoorbehoeften52470
Primary activity highlighted.
Names & trade names
Legal nameFR PHILPRINT
Registered office
Rue du Rond Point 185
6060 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.