Pharoz
ActiveSummary
The computed 12-month bankruptcy probability of Pharoz is 1.7% (moderate). The 2025 annual accounts show equity of €5k and a net result of €2k. Its solvency ranks better than 21% of 11389 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability46
Solvency29
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.98; short-term debt: 85.5% and cash: 16.3% of total assets), and 96.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 11389 sector peers (2025).
NBB · sector comparisonPosition among 11389 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€5k
Total assets
€132k
Net result
€2k
Working capital
€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €132k
Fixed assets
€21k
Current assets
€111k
Equity and liabilities €132k
Equity
€5k
Debt
€127k
Debt finances 96.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€19k
Cash flow
€12k
Current ratio
0.98
Quick ratio
0.40
Debt to equity
26.79
ROE
36.9%
ROA
1.3%
Interest coverage
3.06
Debt ≤ 1 year
€113k
Debt > 1 year
€14k
Income taxes
€707
Staff costs
€99k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€132k
Fixed assets21/28€21k
Tangible fixed assets22/27€21k
Leasing and similar rights25€21k
Current assets29/58€111k
Stocks and contracts in progress3€66k
Stocks30/36€48k
Contracts in progress37€18k
Amounts receivable within one year40/41€24k
Trade receivables40€24k
Cash at bank and in hand54/58€21k
Deferred charges and accrued income490/1€146
Equity and liabilities
Total equity and liabilities10/49€132k
Equity10/15€5k
Contributions10/11€3k
Reserves13€2k
Distributable reserves133€2k
Amounts payable17/49€127k
Amounts payable after more than one year17€14k
Financial debts170/4€14k
Amounts payable within one year42/48€113k
Current portion of amounts payable after more than one year42€5k
Trade debts44€31k
Suppliers440/4€31k
Advances received on contracts in progress46€48k
Taxes, remuneration and social security45€29k
Taxes450/3€15k
Remuneration and social security454/9€13k
Accrued charges and deferred income492/3€125
Income statement
Code2025
Remuneration, social security and pensions62€99k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Other operating charges640/8€2k
Gross operating margin9900€120k
Operating profit (loss)9901€9k
Financial charges65/66B€6k
Recurring financial charges65€6k
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€707
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
Transfer to equity691/2€2k
To other reserves6921€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €99k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k |
| Other operating charges640/8 | €2k |
| Gross operating margin9900 | €120k |
| Operating profit (loss)9901 | €9k |
| Financial charges65/66B | €6k |
| Recurring financial charges65 | €6k |
| Profit (loss) for the period before taxes9903 | €2k |
| Income taxes67/77 | €707 |
| Profit (loss) for the period9904 | €2k |
| Profit (loss) for the period to be appropriated9905 | €2k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €132k | |
| Fixed assets21/28 | €21k | |
| Tangible fixed assets22/27 | €21k | |
| Leasing and similar rights25 | €21k | |
| Current assets29/58 | €111k | |
| Stocks and contracts in progress3 | €66k | |
| Stocks30/36 | €48k | |
| Contracts in progress37 | €18k | |
| Amounts receivable within one year40/41 | €24k | |
| Trade receivables40 | €24k | |
| Cash at bank and in hand54/58 | €21k | |
| Deferred charges and accrued income490/1 | €146 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €132k | |
| Equity10/15 | €5k | |
| Contributions10/11 | €3k | |
| Reserves13 | €2k | |
| Distributable reserves133 | €2k | |
| Amounts payable17/49 | €127k | |
| Amounts payable after more than one year17 | €14k | |
| Financial debts170/4 | €14k | |
| Amounts payable within one year42/48 | €113k | |
| Current portion of amounts payable after more than one year42 | €5k | |
| Trade debts44 | €31k | |
| Suppliers440/4 | €31k | |
| Advances received on contracts in progress46 | €48k | |
| Taxes, remuneration and social security45 | €29k | |
| Taxes450/3 | €15k | |
| Remuneration and social security454/9 | €13k | |
| Accrued charges and deferred income492/3 | €125 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €2k |
| + Depreciation and write-downs630 | €10k |
| Operating cash flow (approximation) | €12k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
24-03
State Gazette act
Appointment: Godelieve Bekaert (non-statutory director)Mandate compensation3 facts ▸
State Gazette act
Appointment: Godelieve Bekaert (non-statutory director)
Mandate compensation3 facts ▸
- General meeting, 10/03/2026
- Director appointment, Godelieve Bekaert (non-statutory director)
- Mandate compensation, Godelieve Bekaert
State Gazette actNBB filing
1 of 1 act read
Directors · office · real estate
Directors
1 director, no change since 2026
Godelieve Bekaert
CurrentNon-statutory director · since 10-03-2026
10-03-2026
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2024
Ground area
7,602 m²
Building footprint
1,934 m²
Volume, LiDAR
13,305 m³
Parcel 46382B1195/00N000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Pharoz
since 20242.358.987.144
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B1195/00N000 | Flanders | 7,602 m² | 1 · 1,934 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Intelligent LEDs
BE 0667.641.793
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ALITEX
BE 0775.383.851
Liège · Eq €4,301
LEDLUX
BE 0886.410.348
Turnhout · Eq €5,366
BEHAR & Co. INTERNATIONAL MERCHANTS
BE 0629.832.975
Ukkel · Eq €5,786
SPIRIDON GROUP
BE 0669.522.110
Tournai · Eq €6,000
Of 268 companies in sector 46474 we hold annual accounts for 181. 40 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46474Wholesale trade
46643Wholesale of electrical equipment, including installation materials
43211General electrical installation work
43240Other construction installation
82990Other business support services
90393Specialised image, lighting and sound technical services
Contact
E-mail
luc.vanvooren@alphatronics.beLokeren
Phone
+32479999200Lokeren
Scores and ratios are computed by Checked and are not a credit decision.