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PACIFIENCE

Active
Private limited companyfounded 2010active for 16 yearsRue du Sequoïa 85, 7800 Ath, BelgiumKBO/BCE: BE 0828.100.678
Summary

PACIFIENCE has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,610 and a net result of €21,602. Equity has been shrinking by about 26% per year since 2018. Its solvency ranks better than 39% of 4,124 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-07-2010 Normal situation
Activity
Other legal services NACE 69109and 3 others
Establishment units
2.191.909.988 7800 Ath, since 26-07-2010
2.313.093.870 7500 Tournai, since 01-11-2019and 1 other
Financial year end
31 December
Peppol
Reachable since 15-01-2026

Board and ownership

Board
  • Kumps NathalieDirector · since 26-07-2010

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€36,129
▲ 33.9%
Turnover
≈ €93,000
estimated
Profit
€21,602
▲ 17.6%
Equity
€16,610
▼ 19.8%
Total assets
€53,160
▲ 9.0%
Score breakdownlowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 1.23, cash €29,381Size: total assets €53,160Figures for financial year 2025 (filed on 22-06-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 56-11
equity 31.2% of total assets
Liquidity 66-13
short-term debt 64.8% · cash 55.3%
Profitability 100=
return on assets 40.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,088 companies, NACE 69, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.23 (1.53 in 2024), below the usual 1.5. Short-term debt is 64.8% and cash 55.3% of total assets. 68.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 31% of them on solvency, 53% on liquidity, 82% on profitability and 19% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 1.23, cash €29,381
NBB · annual accounts
lowers risk · Size: total assets €53,160
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
9 days early
2023
20 days late
2022
31 days early
2021
11 days early
2020
25 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 91% of companies in legal and accountingsector median €270,417 · 4,125 companies €16,610 View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as PACIFIENCE: other legal services (NACE 69109). They are comparable in size and age: total assets between €34,200 and €66,100, founded between 2003 and 2013.

CompanyTotal assetsGross margin
PACIFIENCE Ath€53,160€36,129
SEDLEX CONSEILS Mons€65,257€46,934
Walsha Balen€40,321€39,412
MANU VAN EUPEN LEGAL SERVICES Antwerpen€66,108€30,722
CABINET MATYSIAK Morlanwelz€35,633€26,086
MANDAR MANAGEMENT Beersel€53,528€46,242
PRAGMA Elsene€34,244€36,945
Full comparison

Key facts about PACIFIENCE

What is the company number of PACIFIENCE?
The company number of PACIFIENCE is 0828.100.678. The VAT number is the same number with BE in front: BE 0828.100.678.
Where is PACIFIENCE based?
The registered office is at Rue du Sequoïa 85, 7800 Ath.Company details
What does PACIFIENCE do?
According to the KBO register, the main activity is other legal services (NACE 69109).
What is the legal form of PACIFIENCE?
The legal form of PACIFIENCE is Private limited company (BV).
When was PACIFIENCE founded?
PACIFIENCE was founded on 28-07-2010.
Is PACIFIENCE still active?
Yes, PACIFIENCE is an active enterprise in the KBO register.
What is the turnover of PACIFIENCE?
The turnover in financial year 2025 is ≈ €93,000. This figure is estimated from the gross margin of €36,129 and 93 comparable companies (NACE 69). It probably lies between €64,000 and €130,000.Financials
Is PACIFIENCE profitable?
In financial year 2025, PACIFIENCE made a profit of €21,602.
Where can I find the annual accounts of PACIFIENCE?
PACIFIENCE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PACIFIENCE due?
PACIFIENCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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