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P.V. - CONSULT

Active
Public limited companyfounded 1992active for 33 yearsSentestraat(Heu) 97, 8501 Kortrijk, BelgiumKBO/BCE: BE 0448.779.111

From the official registers: KBO 32 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

P.V. - CONSULT has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.5m and a net result of -€30,835. Equity has been growing by about 12% per year since 2019. Its solvency ranks better than 86% of 53 sector peers (NACE 77, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 26-11-1992 Normal situation
Activity
Rental and leasing activities NACE 77320and 5 others
Establishment unit
2.060.472.020 8501 Kortrijk, since 26-01-1993
Financial year end
31 March
Peppol
Reachable since 27-03-2026

Financial position

94 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-03-2026
Gross margin
€35,465
▼ 93.1%
Turnover
≈ €130,000
estimated
Loss
€30,835
Equity
€1.5m
▼ 4.2%
Total assets
€1.7m
▼ 23.4%
Filed on 29-09-2026, 32 days before the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 8.53, cash €18,872, halvedLoss of €30,835 (financial year 2026)lowers riskSize: total assets €1.7mFounded in 1992Show the evidence

Checked score

Score 2026
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in rental and leasing (NACE 77)
Financial strength · tick: 2025
Strong
Solvency 100+5
equity 87.1% of total assets
Liquidity 51-40
short-term debt 3.5% · cash 1.1%
Profitability 53-44
return on assets -1.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,169 companies, NACE 77, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025highest value 11-2025: < 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.53 (2.71 in 2025), above the usual 1.5. Short-term debt is 3.5% and cash 1.1% of total assets. 12.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 92% of them on solvency, 61% on liquidity, 35% on profitability and 33% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 8.53, cash €18,872, halved
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €30,835 (financial year 2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
32 days early
2025
15 days early
2024
37 days early
2023
25 days early
2022
56 days early
2021
23 days early
2020
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2026after a profit of €505,829 in 2025 -€30,835 View
  • Caution: Lower net result than 91% of companies in rental and leasingsector median €21,459 · 53 companies -€30,835 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as P.V. - CONSULT: rental and leasing activities (NACE 77320). They are comparable in size and age: total assets between €1.2m and €2.5m, founded between 1984 and 2002.

CompanyTotal assetsGross margin
P.V. - CONSULT Kortrijk€1.7m€0.04m
D.P.S. & C° Roeselare€1.5m€0.03m
RIBA BRECHT Brecht€1.5m€0.02m
CARRE Heist-op-den-Berg€1.2m€0.02m
A-INVEST Izegem€2.5m€0.05m
MAISONS BAIJOT TOITURES Gedinne€1.3m€0.05m
NV VERSCHAEREN-BAUMANS Berlaar€1.2m€0.08m
Full comparison

Documents

Annual accounts at the NBB

All 32 annual accounts

Articles and registers

Key facts about P.V. - CONSULT

What is the company number of P.V. - CONSULT?
The company number of P.V. - CONSULT is 0448.779.111. The VAT number is the same number with BE in front: BE 0448.779.111.
Where is P.V. - CONSULT based?
The registered office is at Sentestraat(Heu) 97, 8501 Kortrijk.Company details
What does P.V. - CONSULT do?
According to the KBO register, the main activity is rental and leasing activities (NACE 77320).
What is the legal form of P.V. - CONSULT?
The legal form of P.V. - CONSULT is Public limited company (NV).
When was P.V. - CONSULT founded?
P.V. - CONSULT was founded on 26-11-1992.
Is P.V. - CONSULT still active?
Yes, P.V. - CONSULT is an active enterprise in the KBO register.
What is the turnover of P.V. - CONSULT?
The turnover in financial year 2026 is ≈ €130,000. This figure is estimated from the gross margin of €35,465 and 1,222 comparable companies of the same size. It probably lies between €67,000 and €240,000. It is a rough estimate.Financials
Is P.V. - CONSULT profitable?
In financial year 2026, P.V. - CONSULT made a loss of €30,835.
Where can I find the annual accounts of P.V. - CONSULT?
P.V. - CONSULT filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of P.V. - CONSULT due?
P.V. - CONSULT must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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