OTIVIA
ActiveSummary
OTIVIA has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,141 and a net result of €14,141. Its solvency ranks better than 44% of 17239 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency78
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.67; short-term debt: 46.7% and cash: 45.4% of total assets), and 46.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
49.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
54 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€15,141
Total assets
€28,425
Net result
€14,141
Working capital
€8,949
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €28,425
Fixed assets
€6,192
Current assets
€22,233
Equity and liabilities €28,425
Equity
€15,141
Debt
€13,283
Debt finances 46.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€19,387
Cash flow
€14,290
Current ratio
1.67
Debt to equity
0.88
ROE
93.4%
ROA
49.8%
Interest coverage
648.19
Debt ≤ 1 year
€13,283
Income taxes
€5,077
Peer companies
Historical observationOf the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
2.6%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €149 |
| Other operating charges640/8 | €146 |
| Non-recurring operating charges66A | €10,000 |
| Gross operating margin9900 | €29,533 |
| Operating profit (loss)9901 | €19,238 |
| Financial income75/76B | €10 |
| Recurring financial income75 | €10 |
| Financial charges65/66B | €30 |
| Recurring financial charges65 | €30 |
| Profit (loss) for the period before taxes9903 | €19,218 |
| Income taxes67/77 | €5,077 |
| Profit (loss) for the period9904 | €14,141 |
| Profit (loss) for the period to be appropriated9905 | €14,141 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €28,425 | |
| Fixed assets21/28 | €6,192 | |
| Tangible fixed assets22/27 | €6,192 | |
| Plant, machinery and equipment23 | €6,192 | |
| Current assets29/58 | €22,233 | |
| Amounts receivable within one year40/41 | €5,805 | |
| Trade receivables40 | €5,805 | |
| Cash at bank and in hand54/58 | €12,911 | |
| Deferred charges and accrued income490/1 | €3,517 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €28,425 | |
| Equity10/15 | €15,141 | |
| Contributions10/11 | €1,000 | |
| Profit (loss) carried forward14 | €14,141 | |
| Amounts payable17/49 | €13,283 | |
| Amounts payable within one year42/48 | €13,283 | |
| Trade debts44 | €3,764 | |
| Suppliers440/4 | €3,764 | |
| Taxes, remuneration and social security45 | €9,519 | |
| Taxes450/3 | €6,765 | |
| Remuneration and social security454/9 | €2,755 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €14,141 |
| + Depreciation and write-downs630 | €149 |
| Operating cash flow (approximation) | €14,290 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 54 days late
17-06
State Gazette act
Statutes amendmentName change · Capital4 facts ▸
State Gazette act
Statutes amendment
Name change · Capital4 facts ▸
- General meeting, 15-06-2026
- Name change, OTIVIA
- Statutes amendment
- Capital
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 1 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2025
Ground area
316 m²
Building footprint
316 m²
Volume, LiDAR
3,697 m³
Parcel 23084A0405/00N000, Flanders · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
59
companies at this address
See who is registered here
1 establishment unit
OTIVA
since 20252.376.062.609
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0405/00N000 | Flanders | 316 m² | 1 · 316 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Who signs
Each director alone
Annual meeting
Third Tuesday of June at 17:00
Duration
Unlimited
Purpose
Ontwerp, ontwikkeling, marketing, onderhoud en updaten van software en IT-toepassingen, waaronder embedded systemen, bedrijfssoftware en oplossingen op maat; IT-advies- en…
Full purpose (23 activities)
- Ontwerp, ontwikkeling, marketing, onderhoud en updaten van software en IT-toepassingen, waaronder embedded systemen, bedrijfssoftware en oplossingen op maat.
- IT-advies- en ingenieursdiensten, inclusief analyse, ontwerp, implementatie en implementatie van IT-oplossingen op maat van de behoeften van bedrijven.
- Studies, advies en ondersteuning op het gebied van informatiesystemen, digitale strategie en digitale transformatie, waaronder optimalisatie van bedrijfsprocessen en bestaande systemen.
- Cyberbeveiligingsdiensten, waaronder beveiligingsaudits, compliance, gegevensbescherming, identiteitsbeheer en preventie van cyberaanvallen.
- Ontwerp, installatie en beheer van IT-infrastructuren, waaronder netwerken, servers, datacenters, opslagsystemen en cloudoplossingen.
- Training, assistentie en ondersteuning voor gebruikers van digitale tools en technologieën, inclusief op maat gemaakte programma's voor bedrijven.
- Ontwikkeling en beheer van digitale platforms, waaronder web oplossingen, e-commerce, marktplaatsen, mobiele toepassingen en online diensten.
- Diensten voor systeemintegratie en gegevensmigratie, om de interoperabiliteit tussen bestaande en nieuwe systemen te garanderen.
- Werving en levering van IT-vaardigheden, waaronder technische experts, projectmanagers, ontwikkelaars, analisten en specialisten op het gebied van gegevensbeheer ; audio-toestellen.
- Het uitvoeren van IT-onderzoeks- en ontwikkelingsprojecten, met name op het gebied van kunstmatige intelligentie, big data, het Internet of Things (IoT) en opkomende technologieën.
- Het ontwerpen en beheren van automatiseringsoplossingen, waaronder software robotica, kunstmatige intelligentie en RPA-tools (automatisering van bedrijfsprocessen).
- Verwerving, beheer en toewijzing van intellectuele en industriële eigendomsrechten met betrekking tot IT-innovaties, software en patenten.
- Deelname aan innovatieve projecten op het gebied van IT en digitale technologieën, als onderdeel van partnerschappen, consortia of overheidsopdrachten.
- Assistentie en advies bij IT-projectbeheer, waaronder het opstellen van specificaties, het beheren van planningen, het bewaken van budgetten en het coördineren van belanghebbenden.
- Verkoop, verhuur en onderhoud van IT-apparatuur, waaronder computers, randapparatuur, netwerkapparatuur en andere hardware oplossingen.
- Ontwikkeling en implementatie van datastrategieën, waaronder opslag, beheer, analyse, visualisatie en exploitatie van gegevens.
- Het ontwerpen, ontwikkelen, produceren en distribueren van reclamecampagnes, met name via digitale en traditionele kanalen.
- Het leveren van digitale marketingdiensten, waaronder zoekmachineoptimalisatie (SEO/SEA), beheer van sociale netwerken, het creëren van multimediacontent, logo's, websites en e-mailcampagnes.
- Advies op het gebied van communicatie- en merkstrategieën voor bedrijven, organisaties en particulieren.
- Het bestuderen, ontwerpen, produceren, distribueren en verkopen van audiologisch gerelateerde producten of oplossingen, waaronder hoortoestellen, bijbehorende accessoires en innovatieve technologieën op dit gebied.
- Training, bewustmaking en ondersteuning bij de preventie en het beheer van gehoorproblemen.
- Het uitvoeren van alle industriële, commerciële, financiële, effecten- of vastgoedtransacties die direct of indirect verband kunnen houden met een van de hierboven genoemde doelen of met een soortgelijk, verwant of aanvullend doel.
- En in het algemeen, alle handelingen die bijdragen aan de verwezenlijking van dit maatschappelijk doel.
Name clause
Registered office clause
Artikel 2. Zetel
Other statement
De vennootschap kan aanvaarden een mandaat van bestuurder in een andere vennootschap.
De vennootschap mag eveneens door inbreng, fusie, inschrijving of op elke andere wijze een belang nemen in alle vennootschappen, verenigingen of vennootschappen…
Woonstkeuze, alle mededelingen, aanmaningen, dagvaardingen en betekeningen geldig gedaan
Rechtbank in wiens rechtsgebied de zetel is gevestigd, betwisting omtrent zaken van vennootschap en uitvoering van statuten tussen vennootschap, aandeelhouders,…
Gemeen recht, bepalingen van Wetboek van vennootschappen en verenigingen waarvan niet geldig afgeweken geacht ingeschreven
Share issue rule
Volgestort bij uitgifte
Artikel 7. Inbreng in geld met uitgifte van nieuwe aandelen – Recht van voorkeur
Share class
Op naam
Bij verbrokkeling in vruchtgebruik en blote eigendom, rechten uitgeoefend door vruchtgebruiker, vennootschap erkent slechts één eigenaar voor elk effect
Transfer restriction
Alle overdrachten onder levenden, bezwarende titel of om niet, vrijwillig of gedwongen, vruchtgebruik of blote eigendom of volle eigendom, aandelen of effecten…
Board rule
Met of zonder beperking van duur, bestuursorgaan
Artikel 12. Bevoegdheden van het bestuursorgaan
Vaste of evenredige vergoeding, vergoeding bestuurders
Meeting access
Artikel 16. Toegang tot de algemene vergadering
Meeting rule
Bestuurder of, bij gebrek, aanwezige aandeelhouder met meeste aandelen, bij pariteit de oudste, zittingen en processen-verbaal
Verdaging, geen afbreuk aan andere genomen besluiten tenzij algemene vergadering anders beslist
Voting rule
Elke aandeelhouder kan schriftelijke volmacht geven aan ieder andere persoon, al dan niet aandeelhouder, door alle middelen van overdracht, beraadslagingen
Profit allocation
Bestemming van de winst, op voorstel van het bestuursorgaan
Dissolution rule
Ontbinding, op elk moment
Liquidation rule
Vereffenaars, bestuurder(s) in functie aangewezen als vereffenaar(s) krachtens statuten
Liquidation distribution
Verdeling van netto-actief, goederen in natura op dezelfde wijze verdeeld
Structure & network
Connections & network
No current directors or connected companies found in the register.
Capital and shareholders
Capital over the years
- 17-06-2026 Capital stated in the act · 100 shares
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Of 29,996 companies in this sector we hold annual accounts for 18,400. 11,720 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded01-07-2025
Fiscal year end31-12
Legal name NL
VELTAK
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
73110Advertising agencies
E-invoicing
Reachable via Peppol
Peppol ID
0208:1024956933
Registered
07-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.