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Optinfo

Active
Private limited companyfounded 2008active for 18 yearsChemin Long 253, 1310 La Hulpe, BelgiumKBO/BCE: BE 0896.374.327
Summary

Optinfo has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €309,229 and a net result of €80,117. Equity is growing by about 74% per year across the filed financial years. Its solvency ranks better than 95% of 22,080 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Other retail sale of new goods
NACE 47789
1 site
Size
€336,387total assets 2025
Equity
€309,229
Profit
€80,117
Turnover not published (micro format)
Financial health
99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 23 days early0 of 3 deeds read
Why 99raises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 12.36, cash €98,971Equity €309,229 (91.9% of total assets)Founded in 2008Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 88% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.9% of total assets
Liquidity 87-13
short-term debt 8.1% · cash 29.4%
Profitability 99-1
return on assets 23.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,196 companies, NACE 47, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 12.36, compared with 11.04 in 2024, above the usual 1.5; short-term debt: 8.1% and cash: 29.4% of total assets), and 8.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 89% on liquidity, 91% on profitability and 81% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 12.36, cash €98,971
NBB · annual accounts
lowers risk · Equity €309,229 (91.9% of total assets)
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
24 days early
2023
37 days early
2022
28 days early
2021
11 days early
2020
122 days early
2019
215 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2018 to 2025net €80,232 ▲62%

Key points

  • Positive: Among the best 5% on solvencysector median 33.6% · 22,080 companies 91.9% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
  • Positive: Equity rose in 2025from €229,112 to €309,229 ▲ 35.0% View
  • Positive: 5 profitable years in a rowprofit 2025: €80,117 5 years View

By topic

Financials

Financial year
2025
Total assets
€336,387
Profit
€80,117
Solvency
91.9%
Total assets▲ 33.5%
Net result
20182025
Go to Financials

Timeline

Events
22
Since
2011
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €200,000
  2. 24-06-2024Annual accounts filed
  3. 31-12-2023Liquidity more than triples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other retail sale of new goodsNACE 47789
Founded
07-03-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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