Financials
- Fiscal year
- 2025
- Total assets
- €249,489
- Profit
- €72,835
- Solvency
- 91.3%
Total assets▲ 27.6%
Net result
20192025
OPTIFA
ActiveSummary
OPTIFA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227,792 and a net result of €72,835. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Other tax advisory services
NACE 69209Certified accountants and tax accountants NACE 69201NACE 74124
#4 oldest company in Beaumont, Professional and technical services sector1 site
Size
€249,489total assets 2025
- Equity
- €227,792
- Profit
- €72,835
Turnover not published (abridged schema)
Structure
Accounts 37 d early0 of 2 deeds read
Why 98+ Liquidity: current ratio 8.16, cash €89,404+ Sector Legal and accounting activities (NACE 69)+ Equity €227,792 (91.3% of total assets)+ Size: total assets €249,489Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Better than 84% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 91.3% of total assets
Liquidity
95+30
short-term debt 8.4% · cash 35.8%
Profitability
100=
return on assets 29.2%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: < 0.1%highest value
07-2026: < 0.1%● 0.0% vs 06-2026highest value
08-2026: < 0.1%● 0.0% vs 07-2026highest value
09-2026: < 0.1%▼ -5.6% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 8.16, cash €89,404 lowers the probability
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Equity €227,792 (91.3% of total assets) lowers the probability
- Size: total assets €249,489 lowers the probability for this profile
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 8.16 against 2.82 in 2024; short-term debt: 8.4% and cash: 35.8% of total assets), and 8.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 86%, liquidity 89%, profitability 82%, growth against the median 78%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
13 d early
2023
55 d early
2022
33 d early
2021
26 d early
2020
43 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2019net €72,835 ▲46.4%
- Liquidity triplescurrent ratio 8.16
Key points
By topic
Timeline
- Events
- 19
- Since
- 2017
- Next accounts
- by 30-04-2027
- 24-03-2026Annual accounts filed
- 30-09-2025Highest result since 2019
- 30-09-2025Liquidity triples
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other tax advisory servicesNACE 69209
- Founded
- 05-02-1993
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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