ONUR

Active

Private limited companyfounded 1998active for 28 yearsDendermondsesteenweg 223, 9040 Gent, BelgiumKBO/BCE: BE 0463.550.924

Summary

The computed 12-month bankruptcy probability of ONUR is 3.5% (moderate). The 2024 annual accounts show equity of €11,898 and a net result of €14,134. Equity is shrinking by about 9.9% per year across the filed financial years. Its solvency ranks better than 46% of 2,050 sector peers (NACE 10, financial year 2024). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

ONURActiveChecked score 50/100

Risk analysis Report Compare

Activity

Artisanal bread and fresh pastry making

NACE 10712

1 site

Size

≈ €150,000turnover 2024, estimated

Equity: €11,898
Profit: €14,134

Turnover estimated from the gross margin

Financial health

50 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 3.5%

Structure

2025 accounts not filed, 90 days past the deadline1 of 4 deeds summarised

Why 50raises risk1 financial year not filed after the legal deadline; last filed accounts filed 199 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 16-02-2026)Size: total assets €42,924lowers riskFounded in 1998Show the evidence

Checked score

Score 2024

50 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 52% of its sector peers (NACE 10, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 53-3

equity 27.7% of total assets

Liquidity 36-13

short-term debt 57.6% · cash 12.3%

Profitability 100+19

return on assets 32.9%

Bankruptcy probability, 12 months

3.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,080 companies, NACE 10, micro)

Last 24 months 11-2024: 3.0% 12-2024: 3.8%▲ +0.8 percentage points vs 11-2024 01-2025: 7.0%▲ +3.2 percentage points vs 12-2024highest value 02-2025: 7.0%● unchanged vs 01-2025highest value 03-2025: 1.9%▼ -5.1 percentage points vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 1.9%● unchanged vs 04-2025 06-2025: 1.7%▼ -0.2 percentage points vs 05-2025lowest value 07-2025: 1.9%▲ +0.2 percentage points vs 06-2025 08-2025: 2.3%▲ +0.4 percentage points vs 07-2025 09-2025: 2.6%▲ +0.3 percentage points vs 08-2025 10-2025: 3.0%▲ +0.4 percentage points vs 09-2025 11-2025: 3.1%▲ +0.1 percentage points vs 10-2025 12-2025: 3.8%▲ +0.7 percentage points vs 11-2025 01-2026: 7.0%▲ +3.2 percentage points vs 12-2025 02-2026: 7.0%● unchanged vs 01-2026 03-2026: 2.2%▼ -4.8 percentage points vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.2%● unchanged vs 04-2026 06-2026: 2.1%▼ -0.1 percentage points vs 05-2026 07-2026: 2.2%▲ +0.1 percentage points vs 06-2026 08-2026: 3.1%▲ +0.9 percentage points vs 07-2026 09-2026: 3.5%▲ +0.4 percentage points vs 08-2026 10-2026: 3.5%● unchanged vs 09-2026

Credit of up to €500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity tight (current ratio 1.25, compared with 0.72 in 2023, below the usual 1.5; short-term debt: 57.6% and cash: 12.3% of total assets), and 72.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 44% on solvency, 27% on liquidity, 95% on profitability and 41% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises risk

1 financial year not filed after the legal deadline; last filed accounts filed 199 days late; 3 of the last 3 late

NBB · filings

Founded in 1998

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2024 (filed 16-02-2026)

NBB · annual accounts

Size: total assets €42,924

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Growing equity

Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.

NBB · annual accounts 2024

Equity per financial year

18192021222324

2018 to 2024 · latest year €11,898

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 90 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline29-10-2026 today

2024 accounts filed 199 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-02-2026, 199 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

199 days late

2023

206 days late

2022

123 days late

2021

122 days late

2020

31 days late

2019

53 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 122 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

15-02-2026 Annual accounts filedfinancial year 2024 · micro…
22-02-2025 Annual accounts filedfinancial year 2023 · micro…
31-12-2024 Highest result from 2018 to 2024net €14,134 ▲95.9%

Key points

Caution: 2025 accounts not fileddeadline was 31-07-2026 90 days past the deadline View
Active since 1998founded 12-06-1998 28 years View
Total assets 20246 financial years filed €42,924 View

By topic

Financials

Financial year: 2024
Total assets: €42,924
Profit: €14,134
Solvency: 27.7%

Turnover▲ 43.2%

Net result

20182023

Go to Financials

Timeline

Events: 28
Since: 2002

21-12-2023Amendment of the articles · Legal-form change
01-12-2023Annual accounts filed
31-12-2022Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Artisanal bread and fresh pastry makingNACE 10712
Founded: 12-06-1998
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Annual meeting: First Tuesday of June at 19:00
Purpose: “Werkplaats voor het herstellen van motorvoertuigen,rijwielen,bromfietsen,koetswerk; Klein…” (deed in Dutch)

Go to Articles of association

Key facts about ONUR

What is the company number of ONUR?: 0463.550.924. In Belgium the VAT number is the company number with BE in front: BE 0463.550.924.
Where is ONUR based?: The registered office is at Dendermondsesteenweg 223, 9040 Gent.Company details
What does ONUR do?: According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of ONUR?: Private limited company (BV).
When was ONUR founded?: On 12-06-1998.
Is ONUR still active?: Yes, ONUR is an active enterprise in the KBO register.
What is the turnover of ONUR?: €147,932 in financial year 2023, according to the filed annual accounts.Financials
Is ONUR profitable?: In financial year 2024, ONUR made a profit of €14,134.
Where can I find the annual accounts of ONUR?: ONUR filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2024.