Financials
- Fiscal year
- 2025
- Total assets
- €7,684
- Profit
- €3,236
- Solvency
- 74.7%
OLIVER CONSTRUCT
ActiveSummary
OLIVER CONSTRUCT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,736 and a net result of €3,236. Its solvency ranks better than 80% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Other building finishing work
NACE 43350
1 site
Size
€7,684total assets 2025
- Equity
- €5,736
- Profit
- €3,236
Turnover not published (abridged schema)
Structure
Accounts 15 d early0 of 1 deed read
Why 85- Founded in 2025- Size: total assets €7,684+ Liquidity: current ratio 1.91, cash €2,399+ Equity €5,736 (74.7% of total assets)Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 84% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
100
equity 74.7% of total assets
Liquidity
79
short-term debt 25.3% · cash 31.2%
Profitability
100
return on assets 42.1%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 1.9%highest value
08-2026: 0.5%▼ -72.1% vs 07-2026lowest value
09-2026: 0.5%▲ +4.8% vs 08-2026
10-2026: 0.6%▲ +2.5% vs 09-2026
- Founded in 2025 raises the probability for this profile
- Liquidity: current ratio 1.91, cash €2,399 lowers the probability
- Size: total assets €7,684 raises the probability for this profile
- Equity €5,736 (74.7% of total assets) lowers the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 80%, liquidity 77%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
15 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 16-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other building finishing workNACE 43350
- Founded
- 05-06-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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