Okyo
ActiveSummary
Okyo has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140,697 and a net result of €24,133. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 26% of 3521 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▲+66
Solvency44▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.66 in 2024; short-term debt: 47.8% and cash: 8% of total assets), and 80.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.5%
Return on assets
3.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-03-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
54 d late
2024
28 d late
2023
41 d late
2022
4 d early
2021
33 d early
2020
5 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 February (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€140,697▲ 20.7%
2024 · €116,564
Total assets
€722,898▼ 13.1%
2024 · €832,292
Net result
€24,133
2024 · -€80,578
Working capital
-€94,389▲ 35.5%
2024 · -€146,374
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,564▼ 76.4%€60,830▲ 291%€14,455▼ 76.2%-€67,848€30,890
Net result€3,450within the sector's middle half▼ 95.5%€35,819within the sector's middle half▲ 938%-€501within the sector's middle half-€80,578below the sector's middle half▼ 15,981%€24,133within the sector's middle half
Equity€169,141above the sector's middle half▲ 2.1%€198,360within the sector's middle half▲ 17.3%€197,859above the sector's middle half▼ 0.3%€116,564above the sector's middle half▼ 41.1%€140,697above the sector's middle half▲ 20.7%
Total assets€626,505above the sector's middle half▼ 6.9%€625,553within the sector's middle half▼ 0.2%€757,903above the sector's middle half▲ 21.2%€832,292above the sector's middle half▲ 9.8%€722,898above the sector's middle half▼ 13.1%
Debt€444,142▼ 10.1%€414,852▼ 6.6%€548,585▲ 32.2%€705,151▲ 28.5%€572,505▼ 18.8%
Working capital€211,497above the sector's middle half▼ 33.6%€102,166within the sector's middle half▼ 51.7%€215,872above the sector's middle half▲ 111%-€146,374below the sector's middle half-€94,389below the sector's middle half▲ 35.5%
Solvency27.0%within the sector's middle half▲ 2.4pp31.7%within the sector's middle half▲ 4.7pp26.1%within the sector's middle half▼ 5.6pp14.0%below the sector's middle half▼ 12.1pp19.5%within the sector's middle half▲ 5.5pp
Current ratio2.67within the sector's middle half▼ 1.451.79within the sector's middle half▼ 0.882.28within the sector's middle half▲ 0.490.66below the sector's middle half▼ 1.620.73below the sector's middle half▲ 0.07
Return on assets (ROA)0.6%within the sector's middle half▼ 10.8pp5.7%within the sector's middle half▲ 5.2pp-0.1%within the sector's middle half▼ 5.8pp-9.7%below the sector's middle half▼ 9.6pp3.3%within the sector's middle half▲ 13.0pp
Staff (FTE)1.2▼ 14.3%1below the sector's middle half▼ 16.7%1.8▲ 80.0%2.4
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €30,890 after a loss of €67,848 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €722,898
Fixed assets
€471,657 ▼ 13.9%
Current assets
€251,242 ▼ 11.6%
Equity and liabilities €722,898
Equity
€140,697 ▲ 20.7%
Provisions
€9,696 ▼ 8.3%
Debt
€572,505 ▼ 18.8%
Debt's share of the balance-sheet total falls from 84.7% to 79.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€81,226▲
2024 · -€36,899
Cash flow
€74,469▲
2024 · -€49,629
Debt to equity
4.07▼
2024 · 6.05
ROE
17.2%▲
2024 · -69.1%
Interest coverage
6.39▲
2024 · -2.48
Debt ≤ 1 year
€345,631▼
2024 · €430,734
Debt > 1 year
€217,229▼
2024 · €274,417
Income taxes
€928▲
2024 · €0
Staff costs
€149,286▲
2024 · €113,076
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.4%
went bankrupt
1.6%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €11,069 | - |
| Remuneration, social security and pensions62 | - | €62,692 | €101,044 | €113,076 | €149,286 | ▲ 32.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,233 | €27,779 | €26,354 | €30,949 | €50,335 | ▲ 62.6% |
| Other operating charges640/8 | - | €3,794 | €883 | €2,717 | €13,527 | ▲ 398% |
| Non-recurring operating charges66A | - | - | €111 | - | €693 | - |
| Gross operating margin9900 | €75,966 | €155,096 | €142,846 | €78,894 | €244,732 | ▲ 210% |
| Operating profit (loss)9901 | €15,564 | €60,830 | €14,455 | -€67,848 | €30,890 | ▲ 146% |
| Financial income75/76B | - | €388 | €248 | €1,279 | €5,992 | ▲ 369% |
| Recurring financial income75 | €1,776 | €388 | €248 | €1,279 | €5,992 | ▲ 369% |
| Financial charges65/66B | - | €12,982 | €9,721 | €14,890 | €12,703 | ▼ 14.7% |
| Recurring financial charges65 | €9,826 | €12,982 | €9,721 | €14,890 | €12,703 | ▼ 14.7% |
| Profit (loss) for the period before taxes9903 | €7,515 | €48,236 | €4,982 | -€81,460 | €24,179 | ▲ 130% |
| Transfer from deferred taxes780 | - | €881 | €881 | €881 | €881 | = |
| Income taxes67/77 | €4,064 | €13,298 | €6,365 | €0 | €928 | - |
| Profit (loss) for the period9904 | €3,450 | €35,819 | -€501 | -€80,578 | €24,133 | ▲ 130% |
| Transfer from tax-exempt reserves789 | - | €2,099 | €2,099 | €2,099 | €2,099 | = |
| Profit (loss) for the period to be appropriated9905 | €3,450 | €37,918 | €1,597 | -€78,480 | €26,232 | ▲ 133% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €626,505 | €625,553 | €757,903 | €832,292 | €722,898 | ▼ 13.1% |
| Fixed assets21/28 | €288,609 | €393,922 | €373,070 | €547,932 | €471,657 | ▼ 13.9% |
| Intangible fixed assets21 | - | - | - | €150,000 | €131,288 | ▼ 12.5% |
| Tangible fixed assets22/27 | €285,409 | €390,722 | €369,870 | €394,732 | €337,169 | ▼ 14.6% |
| Land and buildings22 | - | €375,907 | €356,073 | €336,511 | €316,950 | ▼ 5.8% |
| Plant, machinery and equipment23 | - | €978 | €676 | €375 | €74 | ▼ 80.4% |
| Furniture and vehicles24 | - | €13,837 | €13,121 | €57,846 | €20,145 | ▼ 65.2% |
| Financial fixed assets28 | €3,200 | €3,200 | €3,200 | €3,200 | €3,200 | = |
| Current assets29/58 | €337,896 | €231,630 | €384,833 | €284,360 | €251,242 | ▼ 11.6% |
| Stocks and contracts in progress3 | - | €62,294 | €210,000 | - | - | - |
| Contracts in progress37 | - | €62,294 | €210,000 | - | - | - |
| Amounts receivable within one year40/41 | €169,294 | €33,957 | €22,810 | €23,665 | €168,884 | ▲ 614% |
| Trade receivables40 | - | €17,409 | €17,424 | €23,665 | €31,358 | ▲ 32.5% |
| Other amounts receivable41 | - | €16,548 | €5,386 | - | €137,526 | - |
| Cash at bank and in hand54/58 | €163,011 | €130,861 | €145,886 | €249,272 | €57,872 | ▼ 76.8% |
| Deferred charges and accrued income490/1 | - | €4,518 | €6,137 | €11,423 | €24,486 | ▲ 114% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €626,505 | €625,553 | €757,903 | €832,292 | €722,898 | ▼ 13.1% |
| Equity10/15 | €169,141 | €198,360 | €197,859 | €116,564 | €140,697 | ▲ 20.7% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €150,541 | €179,760 | €179,259 | €177,160 | €122,097 | ▼ 31.1% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €29,379 | €27,281 | €25,182 | €23,084 | ▼ 8.3% |
| Distributable reserves133 | - | €148,521 | €150,118 | €150,118 | €97,154 | ▼ 35.3% |
| Profit (loss) carried forward14 | €72,763 | - | - | -€79,197 | - | - |
| Provisions and deferred taxes16 | €13,222 | €12,341 | €11,459 | €10,578 | €9,696 | ▼ 8.3% |
| Deferred taxes168 | - | €12,341 | €11,459 | €10,578 | €9,696 | ▼ 8.3% |
| Amounts payable17/49 | €444,142 | €414,852 | €548,585 | €705,151 | €572,505 | ▼ 18.8% |
| Amounts payable after more than one year17 | €266,465 | €285,388 | €379,624 | €274,417 | €217,229 | ▼ 20.8% |
| Financial debts170/4 | - | €285,388 | €379,624 | €274,417 | €217,229 | ▼ 20.8% |
| Amounts payable within one year42/48 | €126,399 | €129,464 | €168,960 | €430,734 | €345,631 | ▼ 19.8% |
| Current portion of amounts payable after more than one year42 | - | €22,359 | €40,883 | €88,480 | €75,115 | ▼ 15.1% |
| Financial debts43 | - | - | - | - | €50,000 | - |
| Credit institutions430/8 | - | - | - | - | €50,000 | - |
| Trade debts44 | €39,772 | €62,997 | €82,669 | €94,901 | €14,660 | ▼ 84.6% |
| Suppliers440/4 | - | €62,997 | €82,669 | €94,901 | €14,660 | ▼ 84.6% |
| Advances received on contracts in progress46 | - | - | €1,000 | €181,441 | €136,288 | ▼ 24.9% |
| Taxes, remuneration and social security45 | - | €37,508 | €44,408 | €62,899 | €69,567 | ▲ 10.6% |
| Taxes450/3 | - | €24,306 | €14,464 | €32,869 | €38,020 | ▲ 15.7% |
| Remuneration and social security454/9 | - | €13,203 | €29,945 | €30,030 | €31,547 | ▲ 5.0% |
| Other amounts payable47/48 | - | €6,600 | - | €3,014 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €9,646 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,450 | €35,819 | -€501 | -€80,578 | €24,133 | ▲ 130% |
| + Depreciation and write-downs630 | €18,233 | €27,779 | €26,354 | €30,949 | €50,335 | ▲ 62.6% |
| Operating cash flow (approximation) | €21,683 | €63,599 | €25,852 | -€49,629 | €74,469 | ▲ 250% |
| Investment in fixed assets (approximation) | - | -€133,093 | -€5,501 | -€205,811 | €25,940 | ▲ 113% |
| Change in cash | - | -€32,150 | €15,025 | €103,386 | -€191,400 | ▼ 285% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 54 days late
2025
30-06
Financial
Back to profitnet €24,133
Net result €24,133 after 2 loss-making years.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-06
Financial
Weakest financial yearnet -€80,578
Net result drops to -€80,578, the lowest in the series; recovery starts the following year.
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €150,000Eq €165,691 ▲71.6%
2 profitable years in a row build equity to €165,691.
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Beringen · 2 establishment units since 2011
Ground area
2,808 m²
Building footprint
728 m²
Volume, LiDAR
9,192 m³
2 parcels, Flanders · tallest building 20.3 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Okyo
since 20112.199.540.524
Okyo
since 20212.320.972.151
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004A0525/00R003 | Flanders | 1,481 m² | 1 · 541 m² | 20.3 m · 5 fl. |
| 71049A0333/00Z002 | Flanders | 1,327 m² | 1 · 186 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2024 · 1 entry · 117 EUR awarded · 117 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 117 EUR | 117 EUR |
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Of 1,450 companies in this sector we hold annual accounts for 340. 266 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded27-05-2011
Fiscal year end30-06
Activities, NACEBEL 2025
71112Activities of interior architects
74130Interior design
47820Retail sale of motor vehicle parts and accessories
77110Renting and leasing of cars and light motor vehicles
85510Sports and recreation education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0836636975
Registered
28-07-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.