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NOWALOR

Active
Private limited companyfounded 2025active for 1 yearIlgatlaan 9, 3500 Hasselt, BelgiumKBO/BCE: BE 1022.666.644
Summary

NOWALOR has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,901 and a net result of €17,901. Its solvency ranks better than 49% of 3,033 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 24-04-2025 Normal situation
Registered office
42 active companies are registered at this address 3 started in the 12 months before. Source: KBO register, as of 3 November 2026.
Activity
Nursing and midwifery NACE 86940
Establishment unit
2.372.878.732 3500 Hasselt, since 24-04-2025
Financial year end
31 December
Peppol
Reachable since 14-08-2026

Board and ownership

Board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€28,340
Turnover
≈ €83,000
estimated
Profit
€17,901
Equity
€18,901
Total assets
€32,605
Employees on 31-12-2025
1
  • 2025 accounts filed 66 days after the deadline
Score breakdownraises riskLast filed accounts filed 66 days late; 1 of the last 3 accounts latelowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 2.22, cash €6,222Figures for financial year 2025 (filed on 05-10-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in human health (NACE 86)
Financial strength
Strong
Solvency 83
equity 58.0% of total assets
Liquidity 54
short-term debt 42.0% · cash 19.1%
Profitability 100
return on assets 54.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,168 companies, NACE 86, micro)
Last 24 months 05-2026: 0.3% 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.1%▼ -0.2 percentage points vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.22, above the usual 1.5. Short-term debt is 42% and cash 19.1% of total assets. 42% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 46% of them on solvency, 28% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · Last filed accounts filed 66 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 2.22, cash €6,222
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 05-10-2026)
NBB · annual accounts
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
raises risk · 2025 accounts filed 66 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-10-2026, 66 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
66 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Less equity than 89% of companies in human healthsector median €366,650 · 3,033 companies €18,901 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €1,000 · Appointment: BLUST Warren (director)
All 2 events

Comparable companies

These companies have the same main activity as NOWALOR: nursing and midwifery (NACE 86940). They are comparable in size and age: total assets between €30,200 and €36,800, founded between 2024 and 2025.

CompanyTotal assetsGross margin
NOWALOR Hasselt€32,605€28,340
Thuiszorgkundige Van Roeyen Jos Sint-Niklaas€31,810€28,867
Valerie.TVP Wingene€30,445€29,664
Nursing for care Herzele€30,182€25,541
AZ INFI Huy€32,011€26,437
ThuisZorgIris Aarschot€30,617€24,966
SFINFI Huy€36,848€27,810
Full comparison

Key facts about NOWALOR

What is the company number of NOWALOR?
The company number of NOWALOR is 1022.666.644. The VAT number is the same number with BE in front: BE 1022.666.644.
Where is NOWALOR based?
The registered office is at Ilgatlaan 9, 3500 Hasselt.Company details
What does NOWALOR do?
According to the KBO register, the main activity is nursing and midwifery (NACE 86940).
What is the legal form of NOWALOR?
The legal form of NOWALOR is Private limited company (BV).
When was NOWALOR founded?
NOWALOR was founded on 24-04-2025.
Is NOWALOR still active?
Yes, NOWALOR is an active enterprise in the KBO register.
How many employees does NOWALOR have?
NOWALOR had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of NOWALOR?
The turnover in financial year 2025 is ≈ €83,000. This figure is estimated from the gross margin of €28,340 and 40 comparable companies (NACE 869). It probably lies between €59,000 and €110,000.
Is NOWALOR profitable?
In financial year 2025, NOWALOR made a profit of €17,901.
Where can I find the annual accounts of NOWALOR?
NOWALOR filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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