Nova Fin

Active

Foreign entityfounded 2020active for 6 yearsHeienhaff 1a, 1736 Senningerberg, LuxembourgKBO/BCE: BE 0755.927.037

Summary

Nova Fin is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €55.4m and a net result of €785,991. Equity is growing by about 3.3% per year across the filed financial years. The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Nova FinActiveChecked score 64/100

Risk analysis Report Compare

Activity

“La prise de participations sous quelque forme que ce soit,dans toutes sociétés ou établissements…” (deed in French)

From the articles, 9 activitiesNo NACE code in the KBO yet1 site

Size

€56.1mtotal assets 2025

Equity: €55.4m
Profit: €785,991

Financial health

64 Healthy Checked score 2025

Bankruptcy probability: sector outside the model

Structure

Parent: P S.r.l.
Holdings: 1

Accounts 92 days early7 of 10 deeds read

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Score 2025

64 / 100

Healthy▼ -3 on 2024

Without a bankruptcy probability: score from the figures alone

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 98.8% of total assets

Liquidity 52+1

short-term debt 1.2% · cash 1.5%

Profitability 41-8

return on assets 1.4%

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit of up to €3,500,000 on 30-day terms is acceptable

Liquidity ample (current ratio 70.29, above the usual 1.5; short-term debt: 1.2% and cash: 1.5% of total assets), and 1.2% of the assets are financed with debt and provisions.

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Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

92 days early

2024

55 days early

2023

1 day early

2022

32 days late

2021

20 days early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 5 accounts on average 27 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (4 of the last 5 filed years within 52 days of that day).

Companies Code · seven months

Where today falls in the filing period

18-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

17-06-2026 Legal-form change · Resignations & appointments…Resignations: BONIFACE Pierre, JACQUEMIN Laurent…
30-04-2026 Annual accounts filedfinancial year 2025 · full…
26-01-2026 MiscellaneousBoard composition · Net-asset statement