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NF Toitures

Active
Private limited companyfounded 2025active for 1 yearLange Eikstraat 46, 1970 Wezembeek-Oppem, BelgiumKBO/BCE: BE 1019.248.581
Summary

The computed 12-month bankruptcy probability of NF Toitures is 8.5% (elevated). The 2025 annual accounts show equity of €271 and a net result of -€4,729. Its solvency ranks better than 13% of 9,394 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 27-01-2025 Normal situation
Registered office
610 active companies are registered at this address 98 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.369.222.822 1050 Elsene, since 27-01-2025
Financial year end
31 December
Peppol
Reachable since 01-10-2025

Board and ownership

Board

Financial position

30 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
8.5%
Annual accounts 2025
Gross margin
€5,016
Turnover
≈ €60,000
estimated
Loss
€4,729
Equity
€271
Total assets
€31,277
  • 2025 accounts filed 86 days after the deadline
Filed on 25-10-2026
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2025Last filed accounts filed 86 days late; 1 of the last 3 accounts lateLiquidity: current ratio 0.98, cash €25Show the evidence

Checked score

Score 2025
30 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 6% of micro companies in construction of buildings (NACE 41)
Financial strength
Weak
Solvency 26
equity 0.9% of total assets
Liquidity 0
short-term debt 99.1% · cash 0.1%
Profitability 0
return on assets -15.1%
Bankruptcy probability within 12 months
8.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 02-2026: 3.6%lowest value 03-2026: 3.6%● unchanged vs 02-2026lowest value 04-2026: 3.7%▲ +0.1 percentage points vs 03-2026 05-2026: 4.1%▲ +0.4 percentage points vs 04-2026 06-2026: 4.2%▲ +0.1 percentage points vs 05-2026 07-2026: 4.6%▲ +0.4 percentage points vs 06-2026 08-2026: 4.6%● unchanged vs 07-2026 09-2026: 5.0%▲ +0.4 percentage points vs 08-2026 10-2026: 8.5%▲ +3.5 percentage points vs 09-2026highest value 11-2026: 8.5%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.98, below 1. Short-term debt is 99.1% and cash 0.1% of total assets. 99.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 12% of them on solvency, 2% on liquidity and 5% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 86 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 0.98, cash €25
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9394 sector peers (2025).
NBB · sector comparison
Position among 9394 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · 2025 accounts filed 86 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-10-2026, 86 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
86 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Less equity than 87% of companies in construction of buildingssector median €45,646 · 9,397 companies €271 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointment: FALISE Noan (director)
All 2 events

Comparable companies

These companies have the same main activity as NF Toitures: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €25,000 and €37,800, founded between 2024 and 2025.

CompanyTotal assetsGross margin
NF Toitures Wezembeek-Oppem€31,277€5,016
K.R. EASY PROJECTS Wezembeek-Oppem€30,137€4,718
S-POWER Grimbergen€37,840€4,545
V&M PROJECT Grimbergen€26,236€5,929
Algemene Karweiwerken David Heist-op-den-Berg€29,769€5,960
JS PROJECT Wezembeek-Oppem€32,349€6,427
DELUXE MD Beersel€25,015€4,460
Full comparison

Key facts about NF Toitures

What is the company number of NF Toitures?
The company number of NF Toitures is 1019.248.581. The VAT number is the same number with BE in front: BE 1019.248.581.
Where is NF Toitures based?
The registered office is at Lange Eikstraat 46, 1970 Wezembeek-Oppem.Company details
What does NF Toitures do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of NF Toitures?
The legal form of NF Toitures is Private limited company (BV).
When was NF Toitures founded?
NF Toitures was founded on 27-01-2025.
Is NF Toitures still active?
Yes, NF Toitures is an active enterprise in the KBO register.
What is the turnover of NF Toitures?
The turnover in financial year 2025 is ≈ €60,000. This figure is estimated from the gross margin of €5,016 and 266 comparable companies (NACE 41001). It probably lies between €32,000 and €110,000. It is a rough estimate.Financials
Is NF Toitures profitable?
In financial year 2025, NF Toitures made a loss of €4,729.
Where can I find the annual accounts of NF Toitures?
NF Toitures filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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