Financials
- Financial year
- 2025
- Total assets
- €832,050
- Loss
- -€29,195
- Solvency
- 5.1%
Total assets▲ 17.7%
Net result
20182025
Netco-titres services
ActiveSummary
Netco-titres services has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,722 and a net result of -€29,195. Equity is shrinking by about 4.2% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Activity
Activity not known2 sites
Size
€832,050total assets 2025
- Staff
- 45.9 FTE
- Equity
- €42,722
- Loss
- -€29,195
Why 78raises riskLiquidity: current ratio 0.78, cash €1,021Equity €42,722 (5.1% of total assets)lowers riskSize: total assets €832,050Founded in 2009Show the evidence
Checked score
Score 2025
78
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 20% of its sector peers (NACE 96, micro)
Financial strength · tick = 2024
Weak
Solvency
30-5
equity 5.1% of total assets
Liquidity
6-6
short-term debt 81.0% · cash 0.1%
Profitability
22-13
return on assets -3.5%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.0%
12-2024: 1.0%● unchanged vs 11-2024
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.1%▲ +0.1 percentage points vs 01-2025
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.1%● unchanged vs 03-2025
05-2025: 1.3%▲ +0.2 percentage points vs 04-2025
06-2025: 1.3%● unchanged vs 05-2025
07-2025: 1.5%▲ +0.2 percentage points vs 06-2025
08-2025: 2.2%▲ +0.7 percentage points vs 07-2025highest value
09-2025: 1.0%▼ -1.2 percentage points vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 0.4%▼ -0.6 percentage points vs 12-2025
02-2026: 0.5%▲ +0.1 percentage points vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.4%▼ -0.1 percentage points vs 04-2026lowest value
06-2026: 0.5%▲ +0.1 percentage points vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.6 percentage points vs 07-2026
09-2026: 0.5%▼ -0.6 percentage points vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.78, compared with 0.75 in 2024, below 1; short-term debt: 81% and cash: 0.1% of total assets), and 94.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 33% on solvency, 7% on liquidity, 24% on profitability and 15% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€29,195
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
30 days late
2024
30 days late
2023
28 days late
2022
27 days late
2021
28 days late
2020
4 days late
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€29,195
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 1 member
- CELIK HuriyeDirector
Timeline
- Events
- 20
- Since
- 2010
- Next accounts
- by 31-07-2027
- 28-08-2024Annual accounts filed
- 28-12-2023Resignation: CELIK Huriye (manager)
- 27-08-2023Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Founded
- 06-02-2009
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 23
- Annual meeting
- Second Tuesday of June at 18:00
Key facts about Netco-titres services
- What is the company number of Netco-titres services?
- 0809.632.967. In Belgium the VAT number is the company number with BE in front: BE 0809.632.967.
- Where is Netco-titres services based?
- The registered office is at Avenue des Martyrs 216 B, 4620 Fléron.Company details
- What is the legal form of Netco-titres services?
- Private limited company (BV).
- When was Netco-titres services founded?
- On 06-02-2009.
- Is Netco-titres services still active?
- Yes, Netco-titres services is an active enterprise in the KBO register.
- How many employees does Netco-titres services have?
- On average 45.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Netco-titres services?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is Netco-titres services profitable?
- In financial year 2025, Netco-titres services made a loss of €29,195.
- Where can I find the annual accounts of Netco-titres services?
- Netco-titres services filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Netco-titres services due?
- By 31-07-2027, for financial year 2026.Timeline
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