N-Spired
ActiveSummary
N-Spired has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €470k and a net result of €153k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+16
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 4.15 against 3.57 in 2024; short-term debt: 24% and cash: 48.3% of total assets), and 24% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
24.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
22 d late
2023
5 d late
2022
30 d late
2021
31 d late
2020
26 d late
2019
88 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€470k▼ 13.9%
2024 · €546k
2018: €116k
2019: €198k
2020: €282k
2021: €399k
2022: €456k
2023: €613k
2024: €546k
2018 → 2025
Total assets
€619k▼ 18.3%
2024 · €758k
2018: €171k
2019: €252k
2020: €351k
2021: €444k
2022: €476k
2023: €638k
2024: €758k
2018 → 2025
Net result
€153k▲ 61.3%
2024 · €95k
2018: €73k
2019: €82k
2020: €112k
2021: €118k
2022: €57k
2023: €157k
2024: €95k
2018 → 2025
Working capital
€469k▼ 13.8%
2024 · €544k
2018: €107k
2019: €191k
2020: €277k
2021: €397k
2022: €441k
2023: €605k
2024: €544k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€399k-€456k▲ 14.2%€613k▲ 34.5%€546k▼ 10.9%€470k▼ 13.9%
Operating result€167k-€81k▼ 51.5%€229k▲ 183%€136k▼ 40.7%€221k▲ 62.7%
Net result€118k-€57k▼ 51.6%€157k▲ 176%€95k▼ 39.5%€153k▲ 61.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 63% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €619k
Fixed assets
€2k ▼ 29.4%
Current assets
€618k ▼ 18.3%
Equity and liabilities €619k
Equity
€470k ▼ 13.9%
Debt
€149k ▼ 29.7%
Debt's share of the balance-sheet total falls from 28.0% to 24.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€221k▲
2024 · €142k
Cash flow
€154k▲
2024 · €102k
Current ratio
4.15▲
2024 · 3.57
Debt to equity
0.32▼
2024 · 0.39
ROE
32.6%▲
2024 · 17.4%
ROA
24.8%▲
2024 · 12.5%
Interest coverage
1100.18▲
2024 · 714.10
Debt ≤ 1 year
€149k▼
2024 · €212k
Income taxes
€67k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€758k€619k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€756k€618k▼
Amounts receivable after more than one year29€272k-
Other amounts receivable291€272k-
Amounts receivable within one year40/41€19k€39k▲
Trade receivables40€19k€39k▲
Current investments50/53€284k€276k▼
Cash at bank and in hand54/58€161k€299k▲
Deferred charges and accrued income490/1€20k€4k▼
Equity and liabilities
Total equity and liabilities10/49€758k€619k▼
Equity10/15€546k€470k▼
Contributions10/11€6k€6k=
Reserves13€540k€464k▼
Distributable reserves133€540k€464k▼
Profit (loss) carried forward14€1€1=
Amounts payable17/49€212k€149k▼
Amounts payable within one year42/48€212k€149k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€55k€78k▲
Taxes450/3€55k€78k▲
Other amounts payable47/48€155k€70k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€675▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€143k€223k▲
Operating profit (loss)9901€136k€221k▲
Financial income75/76B€4k€0▼
Recurring financial income75€4k€0▼
Financial charges65/66B€199€201▲
Recurring financial charges65€199€201▲
Profit (loss) for the period before taxes9903€139k€221k▲
Income taxes67/77€44k€67k▲
Profit (loss) for the period9904€95k€153k▲
Profit (loss) for the period to be appropriated9905€95k€153k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€153k▲
Profit (loss) brought forward from the previous period14P€1€1=
Transfer from equity791/2€162k€229k▲
Transfer to equity691/2€95k€153k▲
To other reserves6921€95k€153k▲
Profit to be distributed694/7€162k€229k▲
Return on contributions (dividend)694€162k€229k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Highest result since 2018net €157k ▲176%
Operating result €229k, net result €157k, both a record.
31-12
Financial
Equity above €500kEq €613k ▲34.5%
6 profitable years in a row build equity to €613k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €57k ▼51.6%
Net result drops to €57k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 23.70
Current ratio from 9.85 to 23.70; short-term debt falls from €45k to €19k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Equity above €200kEq €282k ▲42.4%
3 profitable years in a row build equity to €282k.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 88 days late
Show earlier events
2019
31-12
Financial
Equity above €150kEq €198k ▲70.3%
2 profitable years in a row build equity to €198k.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
03-10
State Gazette act
General meeting · Director appointment
Mandate compensation · Director resignation
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 20 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markettestraat 209881 AalterGround area
840 m²
Building footprint
172 m²
Volume, LiDAR
249 m³
Parcel 44009E0195/00F000, Flanders · tallest building 5.4 m. Linked by address, not a title deed.
1 establishment unit
N-Spired
since 20122.209.273.087
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44009E0195/00F000 | Flanders | 840 m² | 1 · 172 m² | 5.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,148 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.