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MYDIBEL
ActiveSummary
MYDIBEL has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €64.0m and a net result of €1.8m. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 71% of 6,481 sector peers (NACE 47, financial year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Official details
Source: KBO- Status
- Active since 24-03-1988 Normal situation
- Activity
- Retail sale of fruit and vegetables NACE 47210and 2 others
- Joint committees
- 220 Paritair Comité voor de bedienden uit de voedingsnijverheid
- 118 Paritair Comité voor de voedingsnijverheid · annual accounts 2024
- Establishment units
- 2.037.123.229 7700 Mouscron, since 14-04-1988
- 2.236.145.354 7700 Mouscron, since 15-09-2014and 2 others
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
Board
- Graham DugdaleManaging director
- Gert MasselusManaging director
- Yves CapoenDirector
- Auditor
- KPMG Réviseurs d'Entreprises
Shareholders
- B.C. MYLLE99.74%2024 annual accounts of B.C. MYLLE
- Holdings
- Shares in 2 companies MYDIBEL FRESH and GRAMYBEL
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.0%
Annual accounts 2024
- Turnover
- €90.5m
- ▼ 75.4%
- Profit
- €1.8m
- ▼ 96.4%
- Equity
- €64.0m
- ▲ 2.8%
- Total assets
- €122.0m
- ▼ 26.3%
- Employees on 31-12-2024
- 460
- ▲ 9.8%
- 2025 accounts not filed, 96 days past the deadline
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 04-07-2025)Liquidity: current ratio 0.94, cash €7.1mlowers riskFounded in 1988Equity €64.0m (52.5% of total assets)Show the evidence
Checked score
Score 2024
57
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 69% of large companies in retail trade (NACE 47)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2023
Strong
Solvency
77+14
equity 52.5% of total assets
Liquidity
41+8
short-term debt 35.5% · cash 5.9%
Profitability
80-20
return on assets 1.5%
Bankruptcy probability within 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.4%
01-2025: 4.8%▲ +1.4 percentage points vs 12-2024highest value
02-2025: 4.8%● unchanged vs 01-2025highest value
03-2025: 0.6%▼ -4.2 percentage points vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%▼ -0.5 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026lowest value
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 1.0%▲ +0.4 percentage points vs 09-2026
11-2026: 1.0%● unchanged vs 10-2026
Credit of up to €3,600,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is insufficient, with a current ratio of 0.94 (0.94 in 2023), below 1. Short-term debt is 35.5% and cash 5.9% of total assets. 47.5% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, large). It does better than 84% of them on solvency, 72% on liquidity, 96% on profitability and 24% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €64.0m
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
27 days early
2023
211 days late
2022
48 days early
2021
122 days late
2020
21 days early
2019
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 36 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Key points
Recent changes
- · Gazette deed Amendment of the articles
- · Gazette deed 1 director appointed, 1 director resigningResignation: EY Réviseurs d'Entreprises SRL (statutory auditor) · Appointment: KPMG Réviseurs d'Entreprises SRL (statutory auditor) · Permanent representative: Brecht Buysschaert
- · Gazette deed 1 director appointed, 2 directors resigningResignations: James Alderman (managing director) and Erik Brandenburg (managing director) · Appointment: Gert Masselus (managing director)
Companies linked to MYDIBEL
Comparable companies
These companies have the same main activity as MYDIBEL: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €16m and €108m, founded between 1984 and 1997.
| Company | Total assets | Turnover |
|---|---|---|
| MYDIBEL Mouscron | €122.0m | €90.5m |
| GREENYARD FRESH BELGIUM Sint-Katelijne-Waver | €107.8m | €265.3m |
| Goumanisto Company Andenne | €24.8m | €0.8m |
| Superfruit Roeselare | €16.1m | €24.5m |
Key facts about MYDIBEL
- What is the company number of MYDIBEL?
- The company number of MYDIBEL is 0433.775.684. The VAT number is the same number with BE in front: BE 0433.775.684.
- Where is MYDIBEL based?
- The registered office is at Piro-Lannoystraat 30, 7700 Mouscron.Company details
- What does MYDIBEL do?
- According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
- What is the legal form of MYDIBEL?
- The legal form of MYDIBEL is Public limited company (NV).
- When was MYDIBEL founded?
- MYDIBEL was founded on 24-03-1988.
- Is MYDIBEL still active?
- Yes, MYDIBEL is an active enterprise in the KBO register.
- How many employees does MYDIBEL have?
- MYDIBEL had an average of 440.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does MYDIBEL fall under?
- In its 2024 annual accounts, MYDIBEL states joint committees 220 (Paritair Comité voor de bedienden uit de voedingsnijverheid) and 118 (Paritair Comité voor de voedingsnijverheid).
- What is the turnover of MYDIBEL?
- The turnover of MYDIBEL was €90.5m in financial year 2024, according to the filed annual accounts.
- Is MYDIBEL profitable?
- In financial year 2024, MYDIBEL made a profit of €1.8m.
- Where can I find the annual accounts of MYDIBEL?
- MYDIBEL filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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