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MS MOTOR

Active
Public limited companyfounded 1983active for 43 yearsMarche,Rue des Deux Provinces 8, 6900 Marche-en-Famenne, BelgiumKBO/BCE: BE 0423.896.136
Summary

MS MOTOR has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.5m and a net result of €852,149. Equity is growing by about 5.8% per year across the filed financial years. Its solvency ranks better than 30% of 5,007 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow ReportCompare
MS MOTORActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311
2nd largest employer in Marche-en-Famenne, Wholesale and retail trade sector7 sites
Size
€56.5mturnover 2025
Staff
49.5 FTE
Equity
€4.5m
Profit
€852,149
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Largest shareholder
THE Z COMPANY · 15.37%
  • THE Z COMPANYDirector
Auditor: LVM Audit Services2025 accounts 80 days early1 of 16 deeds summarised
Why 66raises riskLiquidity: current ratio 1.00, cash €705,139Equity €4.5m (19.3% of total assets)Size: turnover €56.5m, 49.5 FTE, total assets €23.5mSector: Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 30% of its sector peers (NACE 47, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 44+1
equity 19.3% of total assets
Liquidity 22-3
short-term debt 60.2% · cash 3.0%
Profitability 55+8
return on assets 3.6%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,693 companies, NACE 47, small)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.3%▲ +0.2 percentage points vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025highest value 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 0.8%▼ -0.5 percentage points vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026lowest value 03-2026: 0.9%▲ +0.1 percentage points vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026
Credit of up to €290,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.0, compared with 1.0 in 2024, below the usual 1.5; short-term debt: 60.2% and cash: 3% of total assets), and 80.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 34% on solvency, 21% on liquidity, 36% on profitability and 29% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · Liquidity: current ratio 1.00, cash €705,139
NBB · annual accounts
raises risk · Equity €4.5m (19.3% of total assets)
NBB · annual accounts
raises risk · Size: turnover €56.5m, 49.5 FTE, total assets €23.5m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-02-2026, 80 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
80 days early
2024
54 days early
2023
113 days early
2022
109 days early
2021
32 days early
2020
20 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 9 February (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end25-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Reappointment: LVM AUDIT SERVICES (statutory auditor)Permanent representative: EL DANA Karim
  2. Annual accounts filedfinancial year 2025 · full…
  3. Highest result from 2019 to 2025net €852,149 ▲11.4%

Key points

  • Positive: Among the best 8% on net resultsector median €40,191 · 5,007 companies €852,149 View
  • Positive: 7 profitable years in a rowprofit 2025: €852,149 7 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
  • Known shareholdersaccounts at 30-09-2025 100% View

By topic

Financials

Financial year
2025
Turnover
€56.5m
Profit
€852,149
Solvency
19.3%
Turnover▼ 14.3%
Net result
20192025
Go to Financials

Board & ownership

Board
1 member
Largest shareholder
THE Z COMPANY · 15.37%
Known shareholders
100%
Auditor
LVM Audit Services
  • THE Z COMPANYDirector
Go to Board & ownership

Timeline

Events
46
Since
1984
Next accounts
by 30-04-2027
  1. 07-03-2025Annual accounts filed
  2. 08-01-2024Annual accounts filed
  3. 11-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
7
Legal form
Public limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
04-03-1983
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Key facts about MS MOTOR

What is the company number of MS MOTOR?
0423.896.136. In Belgium the VAT number is the company number with BE in front: BE 0423.896.136.
Where is MS MOTOR based?
The registered office is at Marche,Rue des Deux Provinces 8, 6900 Marche-en-Famenne.Company details
What does MS MOTOR do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of MS MOTOR?
Public limited company (NV).
When was MS MOTOR founded?
On 04-03-1983.
Is MS MOTOR still active?
Yes, MS MOTOR is an active enterprise in the KBO register.
How many employees does MS MOTOR have?
On average 49.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MS MOTOR?
€56.5m in financial year 2025, according to the filed annual accounts.
Is MS MOTOR profitable?
In financial year 2025, MS MOTOR made a profit of €852,149.
Where can I find the annual accounts of MS MOTOR?
MS MOTOR filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MS MOTOR due?
By 30-04-2027, for financial year 2026.Timeline

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