Financials
- Financial year
- 2024
- Total assets
- €561,512
- Loss
- -€106,921
- Solvency
- 10.3%
MonTom
ActiveSummary
The computed 12-month bankruptcy probability of MonTom is 4.3% (elevated). The 2024 annual accounts show equity of €58,079 and a net result of -€106,921. Its solvency ranks better than 39% of 6,092 sector peers (NACE 96, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Day spas, saunas and steam baths
NACE 96230
1 site
Size
€561,512total assets 2024
- Equity
- €58,079
- Loss
- -€106,921
Turnover not published (micro format)
Structure
- BOUKHLIAF, AbdelmounaimDirector
Accounts filed 62 days late
Why 47raises riskFigures for financial year 2024 (filed 01-10-2025)1 financial year not filed after the legal deadline; latest accounts 62 days late; 1 of the last 3 lateLoss of €106,921 (financial year 2024)lowers riskSize: total assets €561,512Show the evidence
Checked score
Score 2024
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 27% of its sector peers (NACE 96, micro)
Financial strength
Weak
Solvency
35
equity 10.3% of total assets
Liquidity
43
short-term debt 31.8% · cash 5.2%
Profitability
0
return on assets -19.0%
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 1.6%lowest value
02-2025: 1.7%▲ +0.1 percentage points vs 01-2025
03-2025: 1.7%● unchanged vs 02-2025
04-2025: 2.1%▲ +0.4 percentage points vs 03-2025
05-2025: 2.1%● unchanged vs 04-2025
06-2025: 2.4%▲ +0.3 percentage points vs 05-2025
07-2025: 2.6%▲ +0.2 percentage points vs 06-2025
08-2025: 2.6%● unchanged vs 07-2025
09-2025: 2.6%● unchanged vs 08-2025
10-2025: 2.5%▼ -0.1 percentage points vs 09-2025
11-2025: 1.8%▼ -0.7 percentage points vs 10-2025
12-2025: 1.9%▲ +0.1 percentage points vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 1.9%● unchanged vs 01-2026
03-2026: 1.9%● unchanged vs 02-2026
04-2026: 2.0%▲ +0.1 percentage points vs 03-2026
05-2026: 2.0%● unchanged vs 04-2026
06-2026: 2.1%▲ +0.1 percentage points vs 05-2026
07-2026: 2.2%▲ +0.1 percentage points vs 06-2026
08-2026: 2.8%▲ +0.6 percentage points vs 07-2026
09-2026: 3.1%▲ +0.3 percentage points vs 08-2026
10-2026: 4.3%▲ +1.2 percentage points vs 09-2026highest value
Credit of up to €2,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity insufficient (current ratio 0.23, below 1; short-term debt: 31.8% and cash: 5.2% of total assets), and 89.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 37% on solvency, 35% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-10-2025, 62 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
62 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 62 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: BOUKHLIAF, Abdelmounaim (director) ·…
Key points
By topic
Board & ownership
- Board
- 1 member
- BOUKHLIAF, AbdelmounaimDirector
Network & group
- Connected companies
- 1
Timeline
- Events
- 2
- Since
- 2023
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Day spas, saunas and steam bathsNACE 96230
- Founded
- 14-12-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 17
- Annual meeting
- Third Wednesday of June at 18:00
- Purpose
- “Het uitbaten van een binnen wellness; Het uitbaten van een buiten wellness; Het uitbaten…” (deed in Dutch)
Key facts about MonTom
- What is the company number of MonTom?
- 1003.369.285. In Belgium the VAT number is the company number with BE in front: BE 1003.369.285.
- Where is MonTom based?
- The registered office is at Broekkantstraat 12, 9051 Gent.Company details
- What does MonTom do?
- According to the KBO register, the main activity is day spas, saunas and steam baths (NACE 96230).
- What is the legal form of MonTom?
- Private limited company (BV).
- When was MonTom founded?
- On 14-12-2023.
- Is MonTom still active?
- Yes, MonTom is an active enterprise in the KBO register.
- What is the turnover of MonTom?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is MonTom profitable?
- In financial year 2024, MonTom made a loss of €106,921.
- Where can I find the annual accounts of MonTom?
- MonTom filed 1 annual account with the National Bank of Belgium, for financial year 2024.
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