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Montefiore

Active
Public limited companyfounded 1920106 yrs activeParc Industriel(W-B) 35A, 1440 Braine-le-Château, BelgiumKBO/BCE: BE 0405.897.290
Summary

Montefiore has been active since 1920 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €181,793. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 52% of 5662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
MontefioreActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203Manufacture of basic metals NACE 24540NACE 27540
#1 oldest company in Braine-le-Château1 site
Size
€5.2mtotal assets 2025
Equity
€2.1m
Profit
€181,793
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Parent
HEIDEVELD · 99.99%
Accounts on time0 of 10 deeds read
Why 96- Liquidity: current ratio 5.01, cash €131,982+ Size: total assets €5.2m+ Figures for FY 2025 (filed 31-07-2026)+ Legal form Public limited companyShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 71% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 66+4
equity 41.2% of total assets
Liquidity 53=
short-term debt 10.6% · cash 2.6%
Profitability 73=
return on assets 3.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,963 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▲ +5.5% vs 02-2025 04-2025: 0.1%▲ +5.2% vs 03-2025 05-2025: 0.1%▲ +11.5% vs 04-2025 06-2025: 0.1%▲ +11.8% vs 05-2025 07-2025: 0.1%▲ +55.3% vs 06-2025 08-2025: 0.2%▲ +60.2% vs 07-2025highest value 09-2025: < 0.1%▼ -78.8% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +2.5% vs 02-2026 04-2026: < 0.1%▲ +4.9% vs 03-2026 05-2026: < 0.1%▲ +4.7% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +8.9% vs 06-2026 08-2026: < 0.1%▼ -20.4% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Size: total assets €5.2m lowers the probability for this profile
  • Liquidity: current ratio 5.01, cash €131,982 raises the probability
  • Figures for FY 2025 (filed 31-07-2026) lowers the probability
  • Legal form Public limited company lowers the probability
Credit up to €200,000 at 30 days acceptable
Liquidity ample (current ratio 5.01 against 4.58 in 2024; short-term debt: 10.6% and cash: 2.6% of total assets), but 58.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 60%, liquidity 74%, profitability 80%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €5.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 5.01, cash €131,982
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 31-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Legal form Public limited company
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
26 d late
2023
on the day
2022
on the day
2021
95 d late
2020
125 d late
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Equity above €2mEq €2.1m ▲9.3%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Oldest company in Braine-le-Châteauin the Checked rankings #1 View
  • Controlled by HEIDEVELDultimately: MIREC 99.99% View
  • Active since 1920founded 30-09-1920 106 years View
  • Positive: 6 profitable years in a rowprofit 2025: €181,793 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€5.2m
Profit
€181,793
Solvency
41.2%
Total assets▼ 2.6%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 31-12-2025Equity above €2m
  3. 26-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
30-09-1920
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?MIREC · 10 companies How does this company compare with its sector?Sector benchmark

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