Financials
- Financial year
- 2025
- Total assets
- €4.7m
- Profit
- €427,143
- Solvency
- 32.5%
Mind OSS
ActiveSummary
Mind OSS has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €427,143. Its solvency ranks better than 44% of 1,672 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Computer programming
NACE 62100Computer consultancy and computer facilities management NACE 62200
1 site
Size
€4.7mtotal assets 2025
- Staff
- 26 FTE
- Equity
- €1.5m
- Profit
- €427,143
Structure
Accounts filed 5 days late
Why 85raises riskLiquidity: current ratio 0.48, cash €99,702Founded in 2025lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Profit of €427,143 (financial year 2025)Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 41% of its sector peers (NACE 62, small)
Financial strength
Average
Solvency
57
equity 32.5% of total assets
Liquidity
17
short-term debt 67.5% · cash 2.1%
Profitability
80
return on assets 9.2%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.3%highest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €120,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.48, below 1; short-term debt: 67.5% and cash: 2.1% of total assets), and 67.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small): better than 41% on solvency, 11% on liquidity and 71% on profitability.
The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
5 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · full…
- IncorporationAppointments: PAMICA NV, Filip BUERMS…
Key points
By topic
Network & group
- Connected companies
- 1
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Computer programmingNACE 62100
- Founded
- 02-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 16
- Annual meeting
- Last Thursday of April at 13:00
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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies
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