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Memorial Stone

Active
Private limited companyfounded 2004active for 21 yearsDuwijckstraat 13-15, 2500 Lier, BelgiumKBO/BCE: BE 0870.723.171
Summary

Memorial Stone has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €70,892. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 62% of 9,797 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
Memorial StoneActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of construction materials, general range
NACE 46831Cutting, shaping and finishing of stone NACE 23700
6 sites
Size
≈ €4.7mturnover 2025, estimated
Staff
11.9 FTE
Equity
€1.5m
Profit
€70,892
Turnover estimated from the gross margin
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Parent
Granit Lust-Vuerings · 100%
Auditor: Baker Tilly Bedrijfsrevisoren2025 accounts 25 days early10 of 13 deeds summarised
Why 94lowers riskFounded in 2004Liquidity: current ratio 2.39, cash €434,952Equity €1.5m (55.3% of total assets)Figures for financial year 2025 (filed 06-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 46, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 80-18
equity 55.3% of total assets
Liquidity 53-21
short-term debt 36.3% · cash 15.9%
Profitability 72+32
return on assets 2.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,374 companies, NACE 46, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.39, compared with 3.41 in 2024, above the usual 1.5; short-term debt: 36.3% and cash: 15.9% of total assets), and 44.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 64% on solvency, 70% on liquidity, 65% on profitability and 54% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 2.39, cash €434,952
NBB · annual accounts
lowers risk · Equity €1.5m (55.3% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 06-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 days early
2024
30 days early
2023
62 days early
2022
39 days early
2021
80 days early
2020
3 days early
2019
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: Stijn De Coen (representative)Resignation: Jan Smits (representative)
  2. RestructuringMerger · Accounting effect ·…
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Positive: Result rose in 2025from €20,677 to €70,892 ▲ 243% View
  • 4 restructurings since 2024latest: merger with Grafmonumenten Ingelbrecht 4 View
  • Caution: Board changedlatest change 19-01-2026 · 1 in office 1 joined · 1 left View
  • Positive: Among the best 16% on equitysector median €366,591 · 9,793 companies €1.5m View
  • Controlled by Granit Lust-Vueringsultimately: Sereni Holding 100% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €70,892 6 years View

By topic

Financials

Financial year
2025
Total assets
€2.7m
Profit
€70,892
Solvency
55.3%
Total assets▲ 37.6%
Net result
20192025
Go to Financials

Board & ownership

Board
1 member
Parent
Granit Lust-Vuerings · 100%
Auditor
Baker Tilly Bedrijfsrevisoren
  • Pieter IngelbrechtDirector
Go to Board & ownership

Network & group

Group
Sereni Holding
Connected companies
4
Mergers and asset contributions
7
Go to Network & group

Timeline

Events
35
Since
2006
Next accounts
by 31-07-2027
  1. 12-06-2026Restructuring
  2. 10-02-2026Resignation: Macomax CommV (director)
  3. 01-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
6
Legal form
Private limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
20-12-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
6
Annual meeting
Last Monday of June at 18:00
Purpose
“Import en export,groot- en kleinhandel en handelsbemiddeling van en in grafstenen en…” (deed in Dutch)
Go to Articles of association

Key facts about Memorial Stone

What is the company number of Memorial Stone?
0870.723.171. In Belgium the VAT number is the company number with BE in front: BE 0870.723.171.
Where is Memorial Stone based?
The registered office is at Duwijckstraat 13-15, 2500 Lier.Company details
What does Memorial Stone do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of Memorial Stone?
Private limited company (BV).
When was Memorial Stone founded?
On 20-12-2004.
Is Memorial Stone still active?
Yes, Memorial Stone is an active enterprise in the KBO register.
How many employees does Memorial Stone have?
On average 11.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Memorial Stone?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Memorial Stone profitable?
In financial year 2025, Memorial Stone made a profit of €70,892.
Where can I find the annual accounts of Memorial Stone?
Memorial Stone filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Memorial Stone due?
By 31-07-2027, for financial year 2026.Timeline

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?Sereni Holding · 12 companies

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