Financials
- Fiscal year
- 2025
- Total assets
- €714,201
- Profit
- €316,393
- Solvency
- 65.2%
Total assets▲ 65.3%
Net result
20192025
MDBM
ActiveSummary
MDBM has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €465,973 and a net result of €316,393. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 2264 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Other education
NACE 85599
1 site
Size
€714,201total assets 2025
- Equity
- €465,973
- Profit
- €316,393
Turnover not published (abridged schema)
Structure
Accounts 31 d early0 of 2 deeds read
Why 98+ Liquidity: current ratio 3.51, cash €602,806+ Size: total assets €714,201+ Sector Education (NACE 85)+ Figures for FY 2025 (filed 30-03-2026)Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Better than 81% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
90+4
equity 65.2% of total assets
Liquidity
90+29
short-term debt 26.0% · cash 84.4%
Profitability
100+12
return on assets 44.3%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 8 months
03-2026: < 0.1%highest value
04-2026: < 0.1%▼ -51.1% vs 03-2026
05-2026: < 0.1%● 0.0% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: < 0.1%● 0.0% vs 06-2026
08-2026: < 0.1%● 0.0% vs 07-2026
09-2026: < 0.1%● 0.0% vs 08-2026
10-2026: < 0.1%▼ -4.5% vs 09-2026lowest value
- Liquidity: current ratio 3.51, cash €602,806 lowers the probability
- Size: total assets €714,201 lowers the probability for this profile
- Sector Education (NACE 85) lowers the probability
- Figures for FY 2025 (filed 30-03-2026) lowers the probability
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 3.51 against 0.74 in 2024; short-term debt: 26% and cash: 84.4% of total assets), and 34.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 66%, liquidity 81%, profitability 91%, growth against the median 88%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2022
24 d early
2021
22 d early
2020
39 d early
2019
9 d early
2018
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 6 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2019net €316,393 ▲384%
- Liquidity times 5current ratio 3.51
Key points
- Positive: Result rose in 2025from €65,387 to €316,393 ▲ 384% View
- Positive: Among the best 5% on net resultsector median €7,192 · 2,266 companies €316,393 View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Positive: 6 profitable years in a rowprofit 2025: €316,393 6 years View
By topic
Timeline
- Events
- 20
- Since
- 2016
- Next accounts
- by 30-04-2027
- 30-03-2026Annual accounts filed
- 30-09-2025Highest result since 2019
- 30-09-2025Liquidity times 5
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other educationNACE 85599
- Founded
- 03-04-2012
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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