MB5

Active

Private limited companyfounded 2004active for 22 yearsRue de Martinsart 4, 6470 Sivry-Rance, BelgiumKBO/BCE: BE 0866.123.193

Summary

MB5 has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €367,330 and a net result of €98,545, of which €135,500 non-recurring income. Equity is growing by about 4.2% per year across the filed financial years. Its solvency ranks better than 37% of 5,014 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

MB5ActiveChecked score 89/100

Risk analysis Report Compare

Activity

Non-specialised retail sale with food, beverages or tobacco predominating

NACE 47110

1 site

Size

€5.6mturnover 2025

Staff: 12.1 FTE
Equity: €367,330
Profit: €98,545

Financial health

89 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

DUSSARD Laurence Françoise SophieDirector
MERSCH Benjamin Willy Marie GhislainDirector

2025 accounts filed 28 days late1 of 5 deeds summarised

Why 89raises riskFigures for financial year 2025 (filed 04-12-2025)lowers riskLiquidity: current ratio 1.51, cash €407,394Founded in 2004Profit of €98,545 (financial year 2025)Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 66% of its sector peers (NACE 47, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 50+8

equity 25.3% of total assets

Liquidity 71+20

short-term debt 32.3% · cash 28.1%

Profitability 64-12

return on assets 6.8%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,693 companies, NACE 47, small)

Last 24 months 11-2024: 1.5% 12-2024: 1.7%▲ +0.2 percentage points vs 11-2024highest value 01-2025: 0.3%▼ -1.4 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.3%▼ -0.1 percentage points vs 08-2025 10-2025: 0.5%▲ +0.2 percentage points vs 09-2025 11-2025: 0.8%▲ +0.3 percentage points vs 10-2025 12-2025: 1.0%▲ +0.2 percentage points vs 11-2025 01-2026: 0.1%▼ -0.9 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.3%▲ +0.2 percentage points vs 09-2026

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.51, compared with 1.09 in 2024, above the usual 1.5; short-term debt: 32.3% and cash: 28.1% of total assets), but 74.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 43% on solvency, 89% on liquidity, 46% on profitability and 86% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Liquidity: current ratio 1.51, cash €407,394

NBB · annual accounts

Figures for financial year 2025 (filed 04-12-2025)

NBB · annual accounts

Founded in 2004

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Profit of €98,545 (financial year 2025)

NBB · annual accounts

2025 accounts filed 28 days late

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

28 days late

2024

26 days late

2023

16 days late

2022

30 days late

2021

18 days late

2020

39 days late

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 26 November (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-03-2026 year end25-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-11-2025 Annual accounts filedfinancial year 2025 · full…
26-11-2024 Annual accounts filedfinancial year 2024 · full…
31-03-2024 Back to profitnet €122,029

Key points

Among the largest 18% on gross marginsector median €331,942 · 3,980 companies €971,970 View
Positive: Equity rose in 2025from €273,624 to €367,330 ▲ 34.2% View
Board2 directors in office 2 View

By topic

Financials

Financial year: 2025
Turnover: €5.6m
Profit: €98,545
Solvency: 25.3%

Turnover▲ 20.5%

Net result

20192025

Go to Financials

Board & ownership

Board: 2 members

DUSSARD Laurence Françoise SophieDirector
MERSCH Benjamin Willy Marie GhislainDirector

Go to Board & ownership

Timeline

Events: 24
Since: 2006
Next accounts: by 31-10-2026

31-03-2024Equity above €200,000
18-03-2024Resignations: MERSCH Benjamin Willy Marie Ghislain (director)…
16-11-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded: 02-07-2004
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 29

Annual meeting: 30 September at 11:00
Purpose: “L’achat, la fabrication, le stockage, la transformation, le transport et le commerce de…” (deed in French)

Go to Articles of association

Key facts about MB5

What is the company number of MB5?: 0866.123.193. In Belgium the VAT number is the company number with BE in front: BE 0866.123.193.
Where is MB5 based?: The registered office is at Rue de Martinsart 4, 6470 Sivry-Rance.Company details
What does MB5 do?: According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of MB5?: Private limited company (BV).
When was MB5 founded?: On 02-07-2004.
Is MB5 still active?: Yes, MB5 is an active enterprise in the KBO register.
How many employees does MB5 have?: On average 12.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MB5?: €5.6m in financial year 2025, according to the filed annual accounts.
Is MB5 profitable?: In financial year 2025, MB5 made a profit of €98,545.
Where can I find the annual accounts of MB5?: MB5 filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MB5 due?: By 31-10-2026, for financial year 2026.Timeline