Financials
- Financial year
- 2025
- Total assets
- €793,896
- Profit
- €12,849
- Solvency
- 7.0%
Total assets▲ 24.2%
Net result
20182025
MARFIL
ActiveSummary
MARFIL has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,178 and a net result of €12,849, of which €19,851 non-recurring income. Equity is shrinking by about 20% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 26% of 11,191 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Development of non-residential building projects
NACE 68122
1 site
Size
≈ €150,000turnover 2025, estimated
- Equity
- €55,178
- Profit
- €12,849
Turnover estimated from the gross margin
Structure
- Parent
- Tompouce · 100%
- BV BEPA & CODirector
- BV FidemasDirector
- BV TompouceDirector
2025 accounts 80 days early1 of 6 deeds summarised
Why 82raises riskLiquidity: current ratio 0.00, cash €406Equity €55,178 (7.0% of total assets)lowers riskSize: total assets €793,896Legal form: public limited companyShow the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 40% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Weak
Solvency
32=
equity 7.0% of total assets
Liquidity
28-9
short-term debt 45.1% · cash 0.1%
Profitability
36+32
return on assets 1.6%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.7%
12-2024: 1.7%● unchanged vs 11-2024
01-2025: 1.7%● unchanged vs 12-2024
02-2025: 1.6%▼ -0.1 percentage points vs 01-2025
03-2025: 1.7%▲ +0.1 percentage points vs 02-2025
04-2025: 1.6%▼ -0.1 percentage points vs 03-2025
05-2025: 1.7%▲ +0.1 percentage points vs 04-2025
06-2025: 2.9%▲ +1.2 percentage points vs 05-2025highest value
07-2025: 2.9%● unchanged vs 06-2025highest value
08-2025: 2.9%● unchanged vs 07-2025highest value
09-2025: 2.9%● unchanged vs 08-2025highest value
10-2025: 2.9%● unchanged vs 09-2025highest value
11-2025: 2.9%● unchanged vs 10-2025highest value
12-2025: 2.9%● unchanged vs 11-2025highest value
01-2026: 2.9%● unchanged vs 12-2025highest value
02-2026: 2.8%▼ -0.1 percentage points vs 01-2026
03-2026: 2.7%▼ -0.1 percentage points vs 02-2026
04-2026: 1.0%▼ -1.7 percentage points vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 0.4%▼ -0.6 percentage points vs 06-2026lowest value
08-2026: 0.4%● unchanged vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.0, compared with 0.02 in 2024, below 1; short-term debt: 45.1% and cash: 0.1% of total assets), and 93% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 28% on solvency, 21% on liquidity, 32% on profitability and 80% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 12-03-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 days early
2024
3 days early
2023
43 days early
2022
92 days late
2021
61 days early
2020
80 days early
2019
74 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today. The company usually files around 19 April (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-10-2026 year end31-05-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Back to profitnet €12,849
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Board
- 3 members
- Parent
- Tompouce · 100%
- BV BEPA & CODirector
- BV FidemasDirector
- BV TompouceDirector
Timeline
- Events
- 26
- Since
- 2004
- Next accounts
- by 31-05-2027
- 25-06-2024Resignations: BV tp46 (director) and NV VQO…
- 18-04-2024Annual accounts filed
- 31-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Development of non-residential building projectsNACE 68122
- Founded
- 14-05-2002
- Year ends
- 31-10
- Peppol
- Reachable for e-invoices
Key facts about MARFIL
- What is the company number of MARFIL?
- 0477.538.027. In Belgium the VAT number is the company number with BE in front: BE 0477.538.027.
- Where is MARFIL based?
- The registered office is at Hertsbergsestraat 4, 8020 Oostkamp.Company details
- What does MARFIL do?
- According to the KBO register, the main activity is development of non-residential building projects (NACE 68122).
- What is the legal form of MARFIL?
- Public limited company (NV).
- When was MARFIL founded?
- On 14-05-2002.
- Is MARFIL still active?
- Yes, MARFIL is an active enterprise in the KBO register.
- What is the turnover of MARFIL?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is MARFIL profitable?
- In financial year 2025, MARFIL made a profit of €12,849.
- Where can I find the annual accounts of MARFIL?
- MARFIL filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MARFIL due?
- By 31-05-2027, for financial year 2026.Timeline
Companies related to MARFIL
Parent and group
- Tompouce100%
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- ID HALLLiège
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