Skip to content

M 3 IMMO

Active
Private limited company (pre-2019)founded 2014active for 12 yearsAvenue de Spirou(FL) 32, 6220 Fleurus, BelgiumKBO/BCE: BE 0553.997.979
Summary

M 3 IMMO is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€58,855) and a net result of -€387. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 611 sector peers (NACE 66, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
M 3 IMMOActive
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 23-06-2014 Normal situation
Registered office
54 active companies are registered at this address 4 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
Activities auxiliary to financial services and insurance activities NACE 66300and 1 other
Establishment unit
2.282.900.641 6220 Fleurus, since 23-06-2014
Financial year end
30 September
Peppol
Reachable since 09-01-2026
Company details

Board and ownership

Board
  • M3 Conseil et GestionDirector
Shareholders
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-09-2025
Loss
€387
▼ 28.0%
Equity
-€58,855
▼ 0.7%
Total assets
€3,179
▼ 19.8%
  • Negative equity on 30-09-2025
  • 2025 accounts filed 28 days after the deadline
Financials
Signalsraises riskWeak solvency compared with the sector2025 accounts filed 28 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 611 sector peers (2025).
NBB · sector comparison
Position among 611 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-05-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
212 days late
2023
5 days early
2022
4 days early
2021
4 days early
2020
30 days early
2019
10 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 26 April (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end04-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€58,855 View
  • Risk: 7 loss-making years in a rowloss in financial year 2025 -€387 View
  • Caution: Lower solvency than 95% of companies in auxiliary financial servicessector median 41.7% · 611 companies -1851.4% View

Recent changes

  1. · Gazette deed Registered-office moveDirector in office: M3 Conseil et Gestion
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as M 3 IMMO: activities auxiliary to financial services and insurance activities (NACE 66300). They are comparable in size and age: total assets between €1,530 and €18,700, founded between 2005 and 2023.

CompanyTotal assetsGross margin
M 3 IMMO Fleurus€3,179-€387
Universal Holdings Lier€1,529-€5,397
PerCapita Brugge€1,760-€6,126
VC OPTICS Oostende€9,756-€478
ACTIVE ACCOUNT Gent€18,650-€1,038
D.D.FINANCE Pont-à-Celles€3,202€14,384
GUILLACO Jabbeke€14,015€886
Full comparison

Key facts about M 3 IMMO
What is the company number of M 3 IMMO?
The company number of M 3 IMMO is 0553.997.979. The VAT number is the same number with BE in front: BE 0553.997.979.
Where is M 3 IMMO based?
The registered office is at Avenue de Spirou(FL) 32, 6220 Fleurus.Company details
What does M 3 IMMO do?
According to the KBO register, the main activity is activities auxiliary to financial services and insurance activities (NACE 66300).
What is the legal form of M 3 IMMO?
The legal form of M 3 IMMO is Private limited company (pre-2019) (BVBA).
When was M 3 IMMO founded?
M 3 IMMO was founded on 23-06-2014.
Is M 3 IMMO still active?
Yes, M 3 IMMO is an active enterprise in the KBO register.
What is the turnover of M 3 IMMO?
The annual accounts for financial year 2025 state no turnover. In financial year 2023 turnover was €536.Financials
Is M 3 IMMO profitable?
In financial year 2025, M 3 IMMO made a loss of €387.
Where can I find the annual accounts of M 3 IMMO?
M 3 IMMO filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M 3 IMMO due?
M 3 IMMO must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure