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LVM Management

Active
Private limited companyfounded 2002active for 24 yearsRoute de Philippeville 249, 6010 Charleroi, BelgiumKBO/BCE: BE 0477.980.564
Summary

The computed 12-month bankruptcy probability of LVM Management is 8.0% (elevated). The 2025 annual accounts show equity of €193,010 and a net result of -€9,753. Equity has been stable since 2018 (±1.7% per year). Its solvency ranks better than 26% of 15,782 sector peers (NACE 69, financial year 2025). The company has been active since 2002 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.

Overview

Official details

Source: KBO
Status
Active since 12-07-2002 Normal situation
Activity
Other tax advisory services NACE 69209
Establishment units
2.226.578.778 6280 Gerpinnes, since 03-07-2002
2.293.080.889 since 01-07-2019
Financial year end
31 December
Peppol
Reachable since 16-01-2026

Board and ownership

Board
  • EMPRUNT VALERIEDirector

Financial position

32 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
8.0%
Annual accounts 2025
Gross margin
-€502
Loss
€9,753
Equity
€193,010
▼ 4.8%
Total assets
€683,111
▲ 99.8%
  • 2025 accounts filed 19 days after the deadline
Score breakdownraises risk2 changes of registered office in 24 monthsLiquidity: current ratio 1.48, cash €23Last filed accounts filed 19 days late; 2 of the last 3 accounts lateEx-officio strike-off in the KBOShow the evidence

Checked score

Score 2025
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 16% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Weak
Solvency 53-31
equity 28.3% of total assets
Liquidity 14-24
short-term debt 66.9% · cash 0.0%
Profitability 17-58
return on assets -1.4%
Bankruptcy probability within 12 months
8.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,087 companies, NACE 69, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 1.2%▲ +0.9 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 2.6%▲ +1.4 percentage points vs 10-2025 12-2025: 2.6%● unchanged vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 2.8%▲ +0.2 percentage points vs 02-2026 04-2026: 2.7%▼ -0.1 percentage points vs 03-2026 05-2026: 2.8%▲ +0.1 percentage points vs 04-2026 06-2026: 2.7%▼ -0.1 percentage points vs 05-2026 07-2026: 7.6%▲ +4.9 percentage points vs 06-2026 08-2026: 9.0%▲ +1.4 percentage points vs 07-2026highest value 09-2026: 8.0%▼ -1.0 percentage point vs 08-2026 10-2026: 8.0%● unchanged vs 09-2026 11-2026: 8.0%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.48 (3.24 in 2024), below the usual 1.5. Short-term debt is 66.9% and cash 0% of total assets. 71.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 29% of them on solvency, 3% on liquidity, 5% on profitability and 28% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 1.48, cash €23
NBB · annual accounts
raises risk · Last filed accounts filed 19 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
19 days late
2024
31 days late
2023
96 days late
2022
49 days late
2021
23 days late
2020
44 days late
2019
160 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 60 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline

Key points

  • Caution: Lower net result than 95% of companies in legal and accountingsector median €37,433 · 15,784 companies -€9,753 View

Recent changes

  1. · Gazette deed Registered office moved from Loverval to Couillet
  2. · Gazette deed Registered office moved from Walcourt to Loverval
  3. · KBO administration Address struck
All 18 events

Comparable companies

These companies have the same main activity as LVM Management: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €461,000 and €850,000, founded between 1992 and 2004.

CompanyTotal assetsGross margin
LVM Management Charleroi€683,111-€502
LDV INVEST & COACHING Seneffe€849,870-€214
HOFLACK COMPANY Roeselare€676,735-€5,053
KATINCO Erpe-Mere€754,255-€13,957
CEVECE Sint-Joost-ten-Node€486,116-€2,652
GESTLEDER Eupen€581,015-€4,303
PUTZEYS EN PARTNERS Sint-Truiden€461,299-€197
Full comparison

Key facts about LVM Management

What is the company number of LVM Management?
The company number of LVM Management is 0477.980.564. The VAT number is the same number with BE in front: BE 0477.980.564.
Where is LVM Management based?
The registered office is at Route de Philippeville 249, 6010 Charleroi.Company details
What does LVM Management do?
According to the KBO register, the main activity is other tax advisory services (NACE 69209).
What is the legal form of LVM Management?
The legal form of LVM Management is Private limited company (BV).
When was LVM Management founded?
LVM Management was founded on 12-07-2002.
Is LVM Management still active?
Yes, LVM Management is an active enterprise in the KBO register.
How many employees does LVM Management have?
LVM Management had an average of 0.1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of LVM Management?
The annual accounts for financial year 2025 state no turnover.
Is LVM Management profitable?
In financial year 2025, LVM Management made a loss of €9,753.
Where can I find the annual accounts of LVM Management?
LVM Management filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LVM Management due?
LVM Management must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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