Financials
- Financial year
- 2025
- Total assets
- €2.9m
- Loss
- -€3,640
- Solvency
- 26.6%
Total assets▼ 5.8%
Net result
20182025
Luxma
ActiveSummary
Luxma has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €760,719 and a net result of -€3,640. Equity is shrinking by about 3.9% per year across the filed financial years. Its solvency ranks better than 39% of 5,014 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521Wholesale trade NACE 46841
7th oldest company in Halen, Wholesale and retail trade sector1 site
Size
€2.9mtotal assets 2025
- Staff
- 6.4 FTE
- Equity
- €760,719
- Loss
- -€3,640
Equity -73%: capital reduction
Structure
2025 accounts filed 26 days late1 of 7 deeds summarised
Why 84raises riskLoss of €3,640 (financial year 2025)Sector: Retail trade (NACE 47)lowers riskFounded in 1981Liquidity: current ratio 1.25, cash €584,994Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 27% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency
52-48
equity 26.6% of total assets
Liquidity
36-51
short-term debt 73.1% · cash 20.5%
Profitability
28-72
return on assets -0.1%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.4 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%▲ +0.2 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.25, compared with 17.59 in 2024, below the usual 1.5; short-term debt: 73.1% and cash: 20.5% of total assets), and 73.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 42% on solvency, 33% on liquidity, 24% on profitability and 8% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
26 days late
2024
28 days late
2023
22 days late
2022
24 days late
2021
10 days late
2020
13 days late
2019
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Capital & sharesCapital decrease · Capital ·…
Key points
By topic
Timeline
- Events
- 48
- Since
- 1983
- Next accounts
- by 31-07-2027
- 31-12-2024Highest result from 2018 to 2025
- 22-08-2024Annual accounts filed
- 31-12-2023Back to profit
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Retail sale of hardware, building materials, paint and…NACE 47521
- Founded
- 03-09-1981
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about Luxma
- What is the company number of Luxma?
- 0421.977.417. In Belgium the VAT number is the company number with BE in front: BE 0421.977.417.
- Where is Luxma based?
- The registered office is at Industriepark 1239, 3545 Halen.Company details
- What does Luxma do?
- According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
- What is the legal form of Luxma?
- Public limited company (NV).
- When was Luxma founded?
- On 03-09-1981.
- Is Luxma still active?
- Yes, Luxma is an active enterprise in the KBO register.
- How many employees does Luxma have?
- On average 6.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Luxma?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is Luxma profitable?
- In financial year 2025, Luxma made a loss of €3,640.
- Where can I find the annual accounts of Luxma?
- Luxma filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Luxma due?
- By 31-07-2027, for financial year 2026.Timeline
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