Lumardi
ActiveSummary
The computed 12-month bankruptcy probability of Lumardi is 2.5% (moderate). The 2025 annual accounts show equity of €35,515 and a net result of €34,515. Its solvency ranks better than 23% of 12,812 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 13-09-2024 Normal situation
- Activity
- Retail sale of automotive fuel NACE 47300and 4 others
- Establishment unit
- 2.363.904.945 3665 As, since 01-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 01-10-2024
Board and ownership
- DI LORENZO Marisa Maria PinaDirector · since 12-09-2024
- BRIMDirector · permanent representative Luca Bruno
- DI LORENZO Marisa Maria Pina1,000 sharesdeed of 17-09-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.5%
- Gross margin
- €715,380
- Turnover
- ≈ €4.8m
- estimated
- Profit
- €34,515
- Equity
- €35,515
- Total assets
- €275,969
- Employees on 31-12-2025
- 21
Score breakdownraises riskFounded in 2024Size: 14.4 FTE, total assets €275,969Equity €35,515 (12.9% of total assets)lowers riskLiquidity: current ratio 1.07, cash €39,264Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 26% of them on solvency, 18% on liquidity and 86% on profitability.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Searched, nothing found (1)
Key points
Recent changes
- · Gazette deed 1 director appointed, 1 director resigningResignation: Di Lorenzo Marisa (director) · Appointment: BRIM NV (director) · Permanent representative: Luca Bruno
- · Gazette deed IncorporationFounding capital of €1,000, 1,000 shares · Founder: DI LORENZO Marisa Maria Pina · Appointment: DI LORENZO Marisa Maria Pina (director)
Comparable companies
These companies have the same main activity as Lumardi: retail sale of automotive fuel (NACE 47300). They are comparable in size and age: total assets between €186,000 and €664,000, founded between 2023 and 2025.
| Company | Total assets | Gross margin |
|---|---|---|
| Lumardi As | €275,969 | €715,380 |
| Q8G BDC Liège | €278,847 | €361,483 |
| BRUSTEM BSS Sint-Truiden | €186,254 | €323,312 |
| RICOEMA Hastière | €627,922 | €554,489 |
| Q8S BDC Seraing | €342,949 | €364,518 |
| Q8StationSab Walhain | €664,404 | €559,413 |
| SPOUWEN BSS Bilzen-Hoeselt | €291,448 | €323,539 |
Key facts about Lumardi
- What is the company number of Lumardi?
- The company number of Lumardi is 1013.535.479. The VAT number is the same number with BE in front: BE 1013.535.479.
- Where is Lumardi based?
- The registered office is at Steenweg 103, 3665 As.Company details
- What does Lumardi do?
- According to the KBO register, the main activity is retail sale of automotive fuel (NACE 47300).
- What is the legal form of Lumardi?
- Lumardi is a private limited company (BV).
- When was Lumardi founded?
- Lumardi was founded on 13-09-2024.
- Is Lumardi still active?
- Yes, Lumardi is an active enterprise in the KBO register.
- How many employees does Lumardi have?
- Lumardi had an average of 14.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Lumardi?
- The turnover in financial year 2025 is ≈ €4.8m. This figure is estimated from the gross margin of €715,380 and 218 comparable companies (NACE 47). It probably lies between €2.7m and €7.6m.
- Is Lumardi profitable?
- In financial year 2025, Lumardi made a profit of €34,515.
- Where can I find the annual accounts of Lumardi?
- Lumardi filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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