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Lumabel

Active Risk: not assessed
Private limited companyfounded 2015active for 11 yearsSteenweg Deinze 55D, 9810 Nazareth-De Pinte, BelgiumKBO/BCE: BE 0568.814.631
Summary

Lumabel is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €45,932 and a net result of €238,603. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 20% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

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LumabelActive
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Overview

Official details

Source: KBO
Status
Active since 19-01-2015 Normal situation
Activity
Activities of holding companies NACE 64210
Establishment unit
2.238.431.980 9810 Nazareth-De Pinte, since 19-01-2015
Financial year end
31 December
Peppol
Reachable since 07-01-2026
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€238,603
▲ 110%
Equity
€45,932
▲ 50.5%
Total assets
€302,261
▲ 71.0%
Financials
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9754 sector peers (2025).
NBB · sector comparison
Position among 9754 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
72 days early
2024
161 days late
2023
20 days early
2022
11 days early
2021
26 days early
2020
25 days early
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (4 of the last 5 accounts filed within 53 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €113,448 to €238,603 ▲ 110% View
  • Positive: Higher net result than 93% of companies in financial servicessector median €32,892 · 9,756 companies €238,603 View
  • Positive: 8 profitable years in a rowprofit 2025: €238,603 8 years View

Recent changes

  1. · Gazette deed Demerger: Lumabel splits off to LUMAR INVESTStarting capital €392,096.60 · Changes of role: De Marre Peter (director) and Bergé Elsie (director)
  2. · Gazette deed Demerger proposal: LUMABEL splits off to LUMAR INVEST BV
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as Lumabel: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €259,000 and €349,000, founded between 2014 and 2015.

CompanyTotal assetsGross margin
Lumabel Nazareth-De Pinte€302,261€327,247
FH Finance Ronse€348,998€278,852
Gryphion Belgium Antwerpen€329,047€315,909
V² Adviesbureau Beerse€269,032€310,045
ThiJus Avelgem€294,892€368,443
MULTIMEDI Leuven€258,836€297,407
Deladom La Hulpe€339,250€281,887
Full comparison

Key facts about Lumabel
What is the company number of Lumabel?
The company number of Lumabel is 0568.814.631. The VAT number is the same number with BE in front: BE 0568.814.631.
Where is Lumabel based?
The registered office is at Steenweg Deinze 55D, 9810 Nazareth-De Pinte.Company details
What does Lumabel do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of Lumabel?
The legal form of Lumabel is Private limited company (BV).
When was Lumabel founded?
Lumabel was founded on 19-01-2015.
Is Lumabel still active?
Yes, Lumabel is an active enterprise in the KBO register.
What is the turnover of Lumabel?
The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €327,247 and 34 comparable companies (NACE 64210). It probably lies between €360,000 and €680,000.Financials
Is Lumabel profitable?
In financial year 2025, Lumabel made a profit of €238,603.
Where can I find the annual accounts of Lumabel?
Lumabel filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Lumabel due?
Lumabel must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

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