Skip to content

LOCAGITE

Active
Private limited companyfounded 2010active for 16 yearsBalmoral(SART) 43, 4845 Jalhay, BelgiumKBO/BCE: BE 0830.236.163
Summary

LOCAGITE has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €412,503 and a net result of €87,773. Equity is growing by about 4.1% per year across the filed financial years. Its solvency ranks better than 66% of 1,834 sector peers (NACE 55, financial year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow ReportCompare
LOCAGITEActiveChecked score 57/100
Risk analysis ReportCompare

Overview

Activity
Holiday cottages, homes and apartments
NACE 55203
4th largest company by equity in Jalhay, Accommodation and food service sector3 sites
Size
≈ €480,000turnover 2024, estimated
Staff
≈ 0 FTE, estimated
Equity
€412,503
Profit
€87,773
Turnover estimated from the gross margin
Financial health
57 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.1%
Structure
2025 accounts not filed, 90 days past the deadline1 of 4 deeds summarised
Why 57raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 27-08-2025)1 financial year not filed after the legal deadline; last filed accounts filed 23 days late; 1 of the last 3 latelowers riskSize: total assets €1.0mFounded in 2010Show the evidence

Checked score

Score 2024
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 68% of its sector peers (NACE 55, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 66+5
equity 40.8% of total assets
Liquidity 48+13
short-term debt 25.9% · cash 6.7%
Profitability 80+3
return on assets 8.7%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,516 companies, NACE 55, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.4%▲ +0.1 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 0.1%▼ -0.8 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 1.1%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €23,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity insufficient (current ratio 0.58, compared with 0.27 in 2023, below 1; short-term debt: 25.9% and cash: 6.7% of total assets), and 59.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 64% on solvency, 50% on liquidity, 79% on profitability and 81% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 27-08-2025)
NBB · annual accounts
lowers risk · Size: total assets €1.0m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 23 days late; 1 of the last 3 late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 90 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline29-10-2026 today
raises risk · 2024 accounts filed 23 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-08-2025, 23 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
23 days late
2023
19 days late
2022
31 days late
2021
61 days late
2020
23 days late
2019
10 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 28 days after the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Highest result from 2018 to 2024net €87,773 ▲41.4%
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: 2025 accounts not fileddeadline was 31-07-2026 90 days past the deadline View
  • Positive: Among the best 7% on net resultsector median €1,751 · 1,834 companies €87,773 View
  • Positive: Equity rose in 2024from €324,731 to €412,503 ▲ 27.0% View

By topic

Financials

Financial year
2024
Total assets
€1.0m
Profit
€87,773
Solvency
40.8%
Total assets▲ 10.5%
Net result
20182024
Go to Financials

Board & ownership

Board
2 members
  • Dominique KAIVERSDirector
  • SOLHEID Christophe Josiane Jean-MarcDirector
Go to Board & ownership

Timeline

Events
18
Since
2012
  1. 17-07-2024Resignations: KAIVERS Dominique José (manager) and SOLHEID…
  2. 31-08-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Holiday cottages, homes and apartmentsNACE 55203
Founded
13-10-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
23
Purpose
“Entreprise de construction et de réfection et d'entretien des routes; Entreprise de…” (deed in French)
Go to Articles of association

Key facts about LOCAGITE

What is the company number of LOCAGITE?
0830.236.163. In Belgium the VAT number is the company number with BE in front: BE 0830.236.163.
Where is LOCAGITE based?
The registered office is at Balmoral(SART) 43, 4845 Jalhay.Company details
What does LOCAGITE do?
According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
What is the legal form of LOCAGITE?
Private limited company (BV).
When was LOCAGITE founded?
On 13-10-2010.
Is LOCAGITE still active?
Yes, LOCAGITE is an active enterprise in the KBO register.
What is the turnover of LOCAGITE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is LOCAGITE profitable?
In financial year 2024, LOCAGITE made a profit of €87,773.
Where can I find the annual accounts of LOCAGITE?
LOCAGITE filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Companies related to LOCAGITE

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure