LIVACO

Active

Public limited companyfounded 1996active for 30 yearsMarnixlaan 28, 1000 Brussel, Belgium51 active companies are registered at this addressKBO/BCE: BE 0457.614.029

Summary

LIVACO has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16.2m and a net result of €2.5m. Equity is shrinking by about 7.4% per year across the filed financial years. Its solvency ranks better than 56% of 5,766 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

LIVACOActiveChecked score 92/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310Development of non-residential building projects NACE 68122

1 site

Size

€6.8mturnover 2025

Staff: 1 FTE
Equity: €16.2m
Profit: €2.5m

Financial health

92 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Parent: Kolmont Development · 100%
Holdings: 3

GAMBIET BVManaging director · permanent representative Tom Deckers
Kolmont Development BVManaging director · permanent representative Bart Tans

Auditor: BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES2025 accounts 18 days early5 of 21 deeds summarised

Why 92raises riskLiquidity: current ratio 1.32, cash €1.0m1 of the last 3 latelowers riskSize: turnover €6.8m, 1 FTE, total assets €35.5mFounded in 1996Show the evidence

Checked score

Score 2025

92 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 58% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 71+5

equity 45.5% of total assets

Liquidity 27+5

short-term debt 53.3% · cash 2.9%

Profitability 85+15

return on assets 7.0%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)

Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.3%▲ +0.2 percentage points vs 10-2025highest value 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.2%▼ -0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €650,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.32, compared with 1.48 in 2024, below the usual 1.5; short-term debt: 53.3% and cash: 2.9% of total assets), and 54.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 61% on solvency, 20% on liquidity, 82% on profitability and 70% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.32, cash €1.0m

NBB · annual accounts

Size: turnover €6.8m, 1 FTE, total assets €35.5m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

1 of the last 3 late

NBB · filings

Founded in 1996

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

18 days early

2024

24 days early

2023

on the day

2022

14 days early

2021

12 days early

2020

23 days early

2019

22 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

13-07-2026 Annual accounts filedfinancial year 2025 · full…
27-10-2025 Annual accounts filedfinancial year 2024 · full…
10-09-2025 Reappointment: BDO Bedrijfsrevisoren BV (statutory auditor)Permanent representatives: Sebastiaan Gysemberg and…

Key points

Positive: Among the best 5% on net resultsector median €20,550 · 5,772 companies €2.5m View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2025: €2.5m 8 years View
Controlled by Kolmont Developmentultimately: KOLMONT HOLDING 100% View
Positive: Turnover rose in 2025from €5.0m to €6.8m ▲ 36.3% View

By topic

Financials

Financial year: 2025
Turnover: €6.8m
Profit: €2.5m
Solvency: 45.5%

Turnover▲ 36.3%

Net result

20242025

Go to Financials

Board & ownership

Board: 2 members
Parent: Kolmont Development · 100%
Auditor: BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES

GAMBIET BVManaging director
Kolmont Development BVManaging director

Go to Board & ownership

Network & group

Group: KOLMONT HOLDING
Subsidiaries: 1
Direct holdings: 3

3 holdings

Go to Network & group

Timeline

Events: 37
Since: 1998
Next accounts: by 31-07-2027

07-07-2025Annual accounts filed
20-12-2024Resignation: Victor TANS (director)
20-12-2024Appointments: KOLMONT DEVELOPMENT BV (managing director) and…

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Real estate agency activitiesNACE 68310
Founded: 04-04-1996
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about LIVACO

What is the company number of LIVACO?: 0457.614.029. In Belgium the VAT number is the company number with BE in front: BE 0457.614.029.
Where is LIVACO based?: The registered office is at Marnixlaan 28, 1000 Brussel.Company details
What does LIVACO do?: According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of LIVACO?: Public limited company (NV).
When was LIVACO founded?: On 04-04-1996.
Is LIVACO still active?: Yes, LIVACO is an active enterprise in the KBO register.
How many employees does LIVACO have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of LIVACO?: €6.8m in financial year 2025, according to the filed annual accounts.
Is LIVACO profitable?: In financial year 2025, LIVACO made a profit of €2.5m.
Where can I find the annual accounts of LIVACO?: LIVACO filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LIVACO due?: By 31-07-2027, for financial year 2026.Timeline