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LEMARC

Active
Public limited companyfounded 2000active for 25 yearsAvenue de l'Industrie 26, 4500 Huy, BelgiumKBO/BCE: BE 0473.377.915
Summary

LEMARC has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138,340 and a net result of -€72,753. Equity is shrinking by about 12% per year across the filed financial years. Its solvency ranks better than 18% of 4,937 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
Other non-specialised retail sale
NACE 47120Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
4th fastest staff growth in Huy2 sites
Size
€2.0mtotal assets 2025
Staff
24.4 FTE
Equity
€138,340
Loss
-€72,753
Financial health
63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
Parent
LEMARC INVEST · 99%
Accounts filed 31 days late0 of 6 deeds read
Why 63raises riskEquity €138,340 (7.0% of total assets)Loss of €72,753, the second in a row (financial year 2025)Latest accounts 31 days late; 2 of the last 3 latelowers riskFounded in 2000Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 24% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Weak
Solvency 32-2
equity 7.0% of total assets
Liquidity 33-8
short-term debt 54.5% · cash 8.4%
Profitability 51+20
return on assets -3.7%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,691 companies, NACE 47, small)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024lowest value 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.9%▲ +0.1 percentage points vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.5 percentage points vs 07-2025 09-2025: 1.6%▲ +0.2 percentage points vs 08-2025 10-2025: 1.1%▼ -0.5 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.0%▼ -0.1 percentage points vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.6%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 1.3%▼ -0.3 percentage points vs 08-2026 10-2026: 1.3%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.74, compared with 0.82 in 2024, below 1; short-term debt: 54.5% and cash: 8.4% of total assets), and 93% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 18% on solvency, 34% on liquidity, 33% on profitability and 11% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Equity €138,340 (7.0% of total assets)
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €72,753, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Latest accounts 31 days late; 2 of the last 3 late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€72,753
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4937 sector peers (2025).
NBB · sector comparison
Position among 4937 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
30 days late
2023
61 days late
2022
28 days late
2021
60 days late
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Weakest financial yearnet -€113,722

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2025 -€72,753 View
  • Caution: Among the weakest 14% on net resultsector median €40,683 · 4,937 companies -€72,753 View
  • Controlled by LEMARC INVEST 99% View
  • Caution: Equity fell in 2025from €211,092 to €138,340 ▼ 34.5% View

By topic

Financials

Financial year
2025
Total assets
€2.0m
Loss
-€72,753
Solvency
7.0%
Total assets▼ 15.5%
Net result
20182025
Go to Financials

Timeline

Events
27
Since
2002
Next accounts
by 31-07-2027
  1. 30-09-2024Annual accounts filed
  2. 28-08-2023Annual accounts filed
  3. 29-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
29-11-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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