Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphFor the legal form of Le Val d'Orbais, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €7.38M and a net result of €6k. Equity is shrinking by ~6.3% per year across the filed fiscal years. The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 8 annual accounts.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneFor this legal form (e.g. co-owners' association, public body or foreign branch) we don't show a bankruptcy probability: some of these forms legally cannot go bankrupt and no reliable figure is possible here.
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Fiscal year | 2025 |
|---|---|
| Revenue | €5.96M |
| EBITDA | €627k |
| Net profit | €6k |
| Cash flow | €1.00M |
| Staff costs | €3.83M |
| Income taxes | - |
| Dividends | - |
| Total assets | €22.64M |
| Equity | €7.38M |
| Debt | €15.25M |
| of which ≤ 1y | €1.45M |
| of which > 1y | €13.66M |
| Working capital | €6.62M |
| Employees (FTE) | 58.1 |
| 2025 | |
|---|---|
| Current ratio | 5.57 |
| Quick ratio | 5.57 |
| Working capital ratio | 29.3% |
| Solvency | 32.6% |
| Debt / equity | 2.07 |
| Long-term debt ratio | 1.85 |
| Interest coverage | 2.39 |
| Gross margin | 92.7% |
| Net margin | 0.1% |
| ROA | 0.0% |
| ROE | 0.1% |
| EBITDA margin | 10.5% |
| Days sales outstanding | 54d |
| Days payable outstanding | 247d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €22.64M |
| Fixed assets | 21/28 | €14.56M |
| Tangible fixed assets | 22/27 | €14.56M |
| Current assets | 29/58 | €8.07M |
| Amounts receivable within one year | 40/41 | €879k |
| Cash & bank | 54/58 | €178k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €22.64M |
| Equity | 10/15 | €7.38M |
| Contributions / capital | 10/11 | €500k |
| Accumulated profits (losses) | 14 | €-986k |
| Amounts payable | 17/49 | €15.25M |
| Amounts payable after one year | 17 | €13.66M |
| Amounts payable within one year | 42/48 | €1.45M |
| Trade debts payable within one year | 44 | €296k |
| Income statement | ||
| Turnover | 70 | €5.96M |
| Operating result | 9901 | €-367k |
| Financial income | 75 | €635k |
| Financial charges | 65 | €263k |
| Result before taxes | 9903 | €6k |
| Net result for the period | 9904 | €6k |
| Result to be appropriated | 9905 | €6k |
Health barometer
FY 2025 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Establishment units
1 locationPublications
Lifecycle & Insolvency Signals
Belgian State Gazette · acts
That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.
Analysis
Snowflake analysis
financial profile on 5 axesStrong profile, led by stability.
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Credit advice
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Company registry (CBE)
Crossroads Bank| Legal nameFR | Le Val d'Orbais |