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LA CRAVACHE

Active
Public limited companyfounded 1989active for 37 yearsRue Alfred Defuisseaux 1bis, 4431 Ans, BelgiumKBO/BCE: BE 0436.913.041
Summary

LA CRAVACHE has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €223,783 and a net result of -€15,706. Equity has been stable since 2018 (±1% per year). Its solvency ranks better than 78% of 3,001 sector peers (NACE 93, financial year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-03-1989 Normal situation
Activity
Equestrian clubs NACE 93127and 2 others
Establishment unit
2.043.428.229 4431 Ans, since 19-05-1989
Financial year end
31 December
Peppol
Reachable since 10-02-2025

Board and ownership

Board

Financial position

56 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2024
Gross margin
€184,820
▲ 50.4%
Turnover
≈ €460,000
estimated
Loss
€15,706
▼ 78.3%
Equity
€223,783
▼ 6.6%
Total assets
€356,316
▼ 4.0%
Employees on 31-12-2024
7
▲ 16.7%
  • 2025 accounts not filed, 96 days past the deadline
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 26-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 57 days late; 3 of the last 3 accounts latelowers riskFounded in 1989Liquidity: current ratio 2.59, cash €141,309Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 60% of micro companies in sports and recreation (NACE 93)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2023
Strong
Solvency 88-2
equity 62.8% of total assets
Liquidity 90+1
short-term debt 25.2% · cash 39.7%
Profitability 63+13
return on assets -4.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (4,269 companies, NACE 93, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.1%▼ -0.3 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €12,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 2.59 (2.46 in 2023), above the usual 1.5. Short-term debt is 25.2% and cash 39.7% of total assets. 37.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 93, micro). It does better than 76% of them on solvency, 89% on liquidity, 42% on profitability and 34% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.59, cash €141,309
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed on 26-09-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 57 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€15,706
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
raises risk · 2024 accounts filed 57 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
57 days late
2023
57 days late
2022
31 days late
2021
31 days early
2020
8 days early
2019
73 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 6 days after the deadline. In the sector (NACE 93), the median for financial year 2024 was 1 day before the deadline, and 42% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2024from -€72,285 to -€15,706 ▲ 78.3% View
  • Caution: Lower net result than 83% of companies in sports and recreationsector median €3,813 · 3,000 companies -€15,706 View
  • Caution: 2 loss-making years in a rowloss in financial year 2024 -€15,706 View

Recent changes

  1. · Gazette deed Reappointments: BOURDOUX Joseph, HENRY Christine and BOURDOUX JustineDirector discharge: BOURDOUX Joseph · Director discharge: HENRY Christine · Director discharge: BOURDOUX Justine
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as LA CRAVACHE: equestrian clubs (NACE 93127). They are comparable in size and age: total assets between €249,000 and €658,000, founded between 1977 and 2000.

CompanyTotal assetsGross margin
LA CRAVACHE Ans€356,316€184,820
TR Sport Horses Lanaken€468,612€141,440
STOETERIJ DELOOF Torhout€436,200€166,835
Flémalle Jump’in Flémalle€658,438€133,303
RUITERSPORTCENTRUM LIEFSOENS Hasselt€249,261€166,321
EQUISTAL Nivelles€364,590€91,415
TAKIROU Genappe€452,550€114,500
Full comparison

Key facts about LA CRAVACHE

What is the company number of LA CRAVACHE?
The company number of LA CRAVACHE is 0436.913.041. The VAT number is the same number with BE in front: BE 0436.913.041.
Where is LA CRAVACHE based?
The registered office is at Rue Alfred Defuisseaux 1bis, 4431 Ans.Company details
What does LA CRAVACHE do?
According to the KBO register, the main activity is equestrian clubs (NACE 93127).
What is the legal form of LA CRAVACHE?
The legal form of LA CRAVACHE is Public limited company (NV).
When was LA CRAVACHE founded?
LA CRAVACHE was founded on 07-03-1989.
Is LA CRAVACHE still active?
Yes, LA CRAVACHE is an active enterprise in the KBO register.
How many employees does LA CRAVACHE have?
LA CRAVACHE had an average of 4.3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of LA CRAVACHE?
The turnover in financial year 2024 is ≈ €460,000. This figure is estimated from the gross margin of €184,820 and 2,215 comparable companies of the same size. It probably lies between €310,000 and €710,000. It is a rough estimate.
Is LA CRAVACHE profitable?
In financial year 2024, LA CRAVACHE made a loss of €15,706.
Where can I find the annual accounts of LA CRAVACHE?
LA CRAVACHE filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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