L&W

Active Risk: not assessed

Private limited companyfounded 2024active for 2 yearsNieuwdorp(STE) 10, 9190 Stekene, BelgiumKBO/BCE: BE 1013.593.877

Summary

L&W is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €97,553 and a net result of €92,553. Its solvency ranks better than 45% of 9,762 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

L&WActive

Risk analysis Report Compare

Activity

Activities of holding companies

NACE 64210Roofing work NACE 43410

1 site

Size

€216,455total assets 2025

Equity: €97,553
Profit: €92,553

Turnover not published (micro format)

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Lisa Van SteenDirector

Accounts filed 17 days late1 of 2 deeds read

Signalsraises riskYoung companyneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Two signals.

+raises risk○neutral

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

17 days late

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

31-08-2026 Appointment: Lisa Van Steen (director)Gazette deed
17-08-2026 Annual accounts filedfinancial year 2025 · micro…

Key points

Among the largest 20% on gross marginsector median €61,871 · 9,752 companies €150,831 View
New directorlatest change 30-06-2026 · 1 in office 1 joined View
Total assets 2025first financial year filed €216,455 View