Skip to content

KOZLOWSKI

Active
Private limited company (pre-2019)founded 2010active for 16 yearsHeirbaan 20, 1570 Pajottegem, BelgiumKBO/BCE: BE 0822.411.233
Summary

KOZLOWSKI has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177,076 and a net result of €27,519. Equity has been growing by about 13% per year since 2019. Its solvency ranks better than 60% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-01-2010 Normal situation
Activity
Other construction installation NACE 43240and 2 others
Establishment unit
2.185.281.920 1570 Pajottegem, since 19-01-2010
Financial year end
30 September
Peppol
Reachable since 16-12-2025

Board and ownership

Board
  • Kozlowski JerzyDirector

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-09-2025
Gross margin
€121,349
▲ 185%
Turnover
≈ €380,000
estimated
Profit
€27,519
Equity
€177,076
▲ 18.4%
Total assets
€318,278
▲ 26.0%
Filed on 13-04-2026, 17 days before the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.48, cash €143,840Equity €177,076 (55.6% of total assets)Founded in 2010Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 81-3
equity 55.6% of total assets
Liquidity 93+25
short-term debt 22.0% · cash 45.2%
Profitability 80+22
return on assets 8.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.4%▲ +0.1 percentage points vs 12-2025 02-2026: 0.3%▼ -0.1 percentage points vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.1%▼ -0.3 percentage points vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.48 (1.93 in 2024), above the usual 1.5. Short-term debt is 22% and cash 45.2% of total assets. 44.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 61% of them on solvency, 90% on liquidity, 58% on profitability and 66% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.48, cash €143,840
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €177,076 (55.6% of total assets)
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 days early
2024
8 days late
2023
on the day
2022
24 days late
2021
1 day early
2020
7 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 81% of companies in specialised constructionsector median €57,811 · 34,914 companies €177,076 View

Recent changes

  1. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as KOZLOWSKI: other construction installation (NACE 43240). They are comparable in size and age: total assets between €288,000 and €403,000, founded between 2007 and 2013.

CompanyTotal assetsGross margin
KOZLOWSKI Pajottegem€318,278€121,349
ARDELEX BOUW Bertem€287,917€111,083
JETTE CLIM Jette€360,816€105,758
YENKA Anderlecht€290,670€100,964
RENO-CONSTRUCT Braine-l'Alleud€299,907€130,433
BEMANY Haacht€402,523€105,018
GEMYLOR Sint-Pieters-Leeuw€375,396€134,979
Full comparison

Key facts about KOZLOWSKI

What is the company number of KOZLOWSKI?
The company number of KOZLOWSKI is 0822.411.233. The VAT number is the same number with BE in front: BE 0822.411.233.
Where is KOZLOWSKI based?
The registered office is at Heirbaan 20, 1570 Pajottegem.Company details
What does KOZLOWSKI do?
According to the KBO register, the main activity is other construction installation (NACE 43240).
What is the legal form of KOZLOWSKI?
The legal form of KOZLOWSKI is Private limited company (pre-2019) (BVBA).
When was KOZLOWSKI founded?
KOZLOWSKI was founded on 19-01-2010.
Is KOZLOWSKI still active?
Yes, KOZLOWSKI is an active enterprise in the KBO register.
What is the turnover of KOZLOWSKI?
The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €121,349 and 87 comparable companies (NACE 432). It probably lies between €300,000 and €450,000.Financials
Is KOZLOWSKI profitable?
In financial year 2025, KOZLOWSKI made a profit of €27,519.
Where can I find the annual accounts of KOZLOWSKI?
KOZLOWSKI filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KOZLOWSKI due?
KOZLOWSKI must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.