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KIANE

Active
Private limited company·Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)· 25 yrs active
Lenniksebaan 105 ·1701 Dilbeek, Belgium
KBO/BCE: BE 0473.756.512
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Age25 yrs
Staff (FTE)3.9

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of KIANE is 1.1% (low). The 2023 annual accounts show equity of €9k and a net result of €-22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 5714 sector peers (fiscal year 2023). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.1% Low
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Higher-failure-rate sector +Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Trust signals

2 signals
Long-established
Founded in 2001, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

Turnover€202k
EBIT margin-4.7%
Net result€-22k
Working capital€-13k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 24-10-2024 with the NBB · fiscal year 2023 · micro
€-100k€-50k€0€50kOperating result 2019: €-2k€-2kNet result 2019: €-994€-994Operating result 2020: €42k€42kNet result 2020: €18k€18kOperating result 2021: €-50k€-50kNet result 2021: €-55k€-55kOperating result 2022: €50k€50kNet result 2022: €47k€47kOperating result 2023: €-18k€-18kNet result 2023: €-22k€-22k20192020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~47% of the level (threshold 35%). We therefore deliberately show no projection line.
€-20k€0€20k€40k2018: €23k2019: €19k2020: €39k2021: €-16k2022: €31k2023: €9k201820192020202120222023
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 7.0% 20.1%
better than 34% of 5714 sector peers
Net result €-22k €3k
better than 11% of 5694 sector peers
Equity €9k €15k
better than 40% of 5721 sector peers
Gross operating margin €136k €23k
better than 89% of 5668 sector peers
Staff costs €137k €33k
higher than 91% of 2551 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P34
2020: P48 · n=13652021: P19 · n=25422022: P49 · n=42902023: P34 · n=57142020 2023
Stable position over 2020-2023 · n=1365-5714
Net result P11
2020: P76 · n=13612021: P5 · n=25352022: P91 · n=42772023: P11 · n=56942020 2023
Weakening position over 2020-2023 · n=1361-5694
Equity P40
2020: P61 · n=13672021: P14 · n=25452022: P65 · n=42982023: P40 · n=57212020 2023
Stable position over 2020-2023 · n=1367-5721
Gross operating margin P89
2020: P91 · n=13562021: P90 · n=25222022: P94 · n=42672023: P89 · n=56682020 2023
Stable position over 2020-2023 · n=1356-5668
Describes the position versus peers, not a forecast.
Revenue
€202k
- 18-23
EBITDA
€-4k
- far below sector median
Net profit
€-22k
- far below sector median
Cash flow
€-7k
- far below sector median
Total assets
€122k
-22.4% -76% vs sector
Equity
€9k
-72.2% -97% vs sector
Working capital
€-13k
- far below sector median
Employees (FTE)
4
-2.5% +95% vs sector
Staff costs
€137k
+31.7% -29% vs sector
Income taxes
€343
- -99% vs sector
Debt
€114k
-10.4% -63% vs sector
Debt ≤ 1y
€102k
-2.2% -65% vs sector
Debt > 1y
€12k
-48.3% +24% vs sector
Current ratio
0.87
-21.9% -51% vs sector
Quick ratio
0.46
-36.3% -32% vs sector
Solvency
7.0%
-64.2% -89% vs sector
Debt / equity
13.37
+222.8% far above sector median
ROE
-260.3%
- far below sector median
ROA
-18.1%
- far below sector median
Net margin
1.4%
- 18-23
Interest coverage
-1.04
- far below sector median
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA€-4k
Net profit€-22k
Cash flow€-7k
Staff costs€137k
Income taxes€343
Dividends-
Total assets€122k
Equity€9k
Debt€114k
of which ≤ 1y€102k
of which > 1y€12k
Working capital€-13k
Employees (FTE)3.9
Ratios (computed)
2023
Current ratio0.87
Quick ratio0.46
Working capital ratio-10.8%
Solvency7.0%
Debt / equity13.37
Long-term debt ratio1.37
Interest coverage-1.04
Gross margin-
Net margin-
ROA-18.1%
ROE-260.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€122k
Fixed assets 21/28€33k
Tangible fixed assets 22/27€33k
Current assets 29/58€89k
Stocks & contracts in progress 3€42k
Amounts receivable within one year 40/41€6k
Cash & bank 54/58€36k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€122k
Equity 10/15€9k
Contributions / capital 10/11€19k
Reserves 13€2k
Accumulated profits (losses) 14€-12k
Amounts payable 17/49€114k
Amounts payable after one year 17€12k
Amounts payable within one year 42/48€102k
Trade debts payable within one year 44€56k
Income statement
Gross operating margin 9900€136k
Operating result 9901€-18k
Financial income 75€4
Financial charges 65€3k
Result before taxes 9903€-22k
Income taxes 67/77€343
Net result for the period 9904€-22k
Result to be appropriated 9905€-22k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
2 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Gentsesteenweg 636, 1080 Sint-Jans-Molenbeek
Detailhandel in dranken, algemeen assortiment
since 20202.297.759.754
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,666 m²
Buildings2
Building footprint462 m²
Volume (LiDAR)2,274 m³
Tallest building9.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21526D0012/00N002 Brussels 1,130 m² 1 · 357 m² 7.8 m · 1 fl.
23037C0135/00B000 Flanders 536 m² 1 · 105 m² 9.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 1 year ago
2025
18-07-2025 2 directors appointed, 1 resigning Director changes
  • GHANBARI YAGHOUB, Bestuurder
  • Marion de Crombrugghe, Dagelijks bestuur
  • NABHANI MEHRI, Bestuurder
2024
19-06-2024 1 director appointed, 1 resigning Director changes·Hélène NAETS
  • NABHANI Mehri, Bestuurder
  • NABHANI Mehri, Bestuurder
Notary: Hélène NAETS · BrusselFirm: NOTABEL, geassocieerde notarissen

Analysis

Snowflake analysis

financial profile on 5 axes
Health2Profitability0Solvency13Growth32Stability100
29 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 2
Profitability 0
Solvency 13
Growth 32
Stability 100

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in motorbrandstoffen in gespecialiseerde winkels47300Detailhandel in motorbrandstoffen47300Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811
Primary activity highlighted.
Names & trade names
Legal nameNL KIANE
Registered office
Lenniksebaan 105
1701 Dilbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.