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K.V.T. CONSTRUCT

Active
Private limited companyfounded 2007active for 19 yearsKiezelweg(Bevel) 38, 2560 Nijlen, BelgiumKBO/BCE: BE 0889.711.912
Summary

K.V.T. CONSTRUCT has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.2m and a net result of -€20,900. Equity is shrinking by about 3.2% per year across the filed financial years. Its solvency ranks better than 95% of 2,707 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
General construction of residential buildings
NACE 41001
#4 company by equity in Nijlen, Construction sector1 site
Size
€2.5mtotal assets 2025
Equity
€2.2m
Loss
-€20,900
Turnover not published (abbreviated format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 119 days early0 of 4 deeds read
Why 95raises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 11.99, cash €888,602Figures for financial year 2025 (filed 11-04-2026)Equity €2.2m (91.7% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 41, small)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.7% of total assets
Liquidity 95+22
short-term debt 8.3% · cash 36.2%
Profitability 35-38
return on assets -0.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (912 companies, NACE 41, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €210,000 on 30-day terms is acceptable
Liquidity ample (current ratio 11.99, compared with 5.26 in 2024; short-term debt: 8.3% and cash: 36.2% of total assets), and 8.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small): better than 95% on solvency, 98% on liquidity, 22% on profitability and 32% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 11.99, cash €888,602
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 11-04-2026)
NBB · annual accounts
lowers risk · Equity €2.2m (91.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-04-2026, 119 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
119 days early
2024
28 days early
2023
119 days early
2022
47 days early
2021
31 days late
2020
2 days early
2019
50 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 June (4 of the last 5 filed years within 72 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€20,900
  3. Liquidity more than doublescurrent ratio 11.99

Key points

  • Caution: From profit to loss in 2025after €104,851 in 2024 -€20,900 View
  • Positive: Among the best 5% on equitysector median €198,677 · 2,707 companies €2.2m View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€2.5m
Loss
-€20,900
Solvency
91.7%
Total assets▼ 12.5%
Net result
20182025
Go to Financials

Timeline

Events
21
Since
2009
Next accounts
by 31-07-2027
  1. 03-07-2025Annual accounts filed
  2. 03-04-2024Annual accounts filed
  3. 14-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
07-05-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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