Financials
- Financial year
- 2025
- Total assets
- €210,440
- Profit
- €47,223
- Solvency
- 23.9%
JRO BUILD
ActiveSummary
The computed 12-month bankruptcy probability of JRO BUILD is 3.9% (moderate). The 2025 annual accounts show equity of €50,223 and a net result of €47,223. Its solvency ranks better than 30% of 9,288 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€210,440total assets 2025
- Equity
- €50,223
- Profit
- €47,223
Turnover not published (micro format)
Why 49raises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €210,440Liquidity: current ratio 1.09, cash €12,994Show the evidence
Checked score
Score 2025
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 50% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency
49
equity 23.9% of total assets
Liquidity
41
short-term debt 36.8% · cash 6.2%
Profitability
97
return on assets 22.4%
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 3.7%
03-2026: 3.7%● unchanged vs 02-2026
04-2026: 3.8%▲ +0.1 percentage points vs 03-2026
05-2026: 4.2%▲ +0.4 percentage points vs 04-2026
06-2026: 4.3%▲ +0.1 percentage points vs 05-2026
07-2026: 4.7%▲ +0.4 percentage points vs 06-2026highest value
08-2026: 3.7%▼ -1.0 percentage point vs 07-2026lowest value
09-2026: 3.9%▲ +0.2 percentage points vs 08-2026
10-2026: 3.9%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.09, below the usual 1.5; short-term debt: 36.8% and cash: 6.2% of total assets), and 76.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 31% on solvency, 38% on liquidity and 80% on profitability.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
24 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: RÎPAN Octavian Jan (sole…
Key points
By topic
Board & ownership
- Board
- 1 member
- RÎPAN Octavian JanDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 26-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 12
- Annual meeting
- Last day of June at 18:00
- Purpose
- “L’entreprise générale de construction de bâtiments résidentiels et non-résidentiels,du…” (deed in French)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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