Joyn4Local

Active

Public limited companyfounded 2016active for 9 yearsIlgatlaan 9, 3500 Hasselt, Belgium41 active companies are registered at this addressKBO/BCE: BE 0665.683.284

Summary

Joyn4Local has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€537,019) and a net result of €12,833. Equity is growing by about 3.6% per year across the filed financial years. Its solvency ranks better than 7% of 3,371 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow Report Compare

Joyn4LocalActiveChecked score 53/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100

1 site

Size

€693,441total assets 2025

Staff: 2 FTE
Equity: -€537,019
Profit: €12,833

Turnover not published (abbreviated format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.6%

Structure

Parent: JOYN · 100%
Board: 7 members

Auditor: VAN HAVERMAET BEDRIJFSREVISOREN2025 accounts 50 days early6 of 16 deeds summarised

Why 53raises riskCapped at 59: negative equityNegative equity -€537,019lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: 2 FTE, total assets €693,441Legal form: public limited companyShow the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 19% of its sector peers (NACE 62, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0-5

equity -77.4% of total assets

Liquidity 18+13

short-term debt 143.9% · cash 14.4%

Profitability 44-27

return on assets 1.9%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,883 companies, NACE 62, micro)

Last 24 months 11-2024: 2.9% 12-2024: 3.2%▲ +0.3 percentage points vs 11-2024 01-2025: 3.7%▲ +0.5 percentage points vs 12-2024 02-2025: 3.7%● unchanged vs 01-2025 03-2025: 3.7%● unchanged vs 02-2025 04-2025: 3.7%● unchanged vs 03-2025highest value 05-2025: 3.7%● unchanged vs 04-2025 06-2025: 2.8%▼ -0.9 percentage points vs 05-2025 07-2025: 2.8%● unchanged vs 06-2025 08-2025: 0.7%▼ -2.1 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.8%▲ +0.1 percentage points vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 1.0%▲ +0.2 percentage points vs 05-2026 07-2026: 0.6%▼ -0.4 percentage points vs 06-2026lowest value 08-2026: 0.6%● unchanged vs 07-2026lowest value 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value

No credit on open account

Liquidity insufficient (current ratio 0.58, compared with 0.83 in 2024, below 1; short-term debt: 143.9% and cash: 14.4% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 3% on solvency, 7% on liquidity, 20% on profitability and 47% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Negative equity -€537,019

NBB · annual accounts

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

Size: 2 FTE, total assets €693,441

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Legal form: public limited company

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 3371 sector peers (2025).

NBB · sector comparison

Position among 3371 sector peers

Solvency

better than 7%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

50 days early

2024

13 days early

2023

233 days late

2022

64 days late

2021

68 days early

2020

22 days early

2019

4 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 filed years within 77 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

11-08-2026 Appointment: Karen Van De Woesteyne (director)Gazette deed
11-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
13-02-2026 Resignation: Karin Van Hoecke (director)Appointment: Karen Van De Woestyne…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€537,019 View
Caution: Among the weakest 5% on equitysector median €129,956 · 3,372 companies -€537,019 View
Board changedlatest change 01-11-2025 · 7 in office 2 joined · 1 left View
Controlled by JOYNultimately: Joyn International 100% View

By topic

Financials

Financial year: 2025
Total assets: €693,441
Profit: €12,833
Solvency: -77.4%

Go to Financials

Board & ownership

Board: 7 members
Parent: JOYN · 100%
Auditor: VAN HAVERMAET BEDRIJFSREVISOREN

Bart BallonDirector
Dieter De WaegeneerDirector
Johan PedeDirector
Laurent LonckeDirector
Piet MalfaitDirector

and 2 other directors

Go to Board & ownership

Network & group

Group: Joyn International

Go to Network & group

Timeline

Events: 18
Since: 2018
Next accounts: by 31-07-2027

18-07-2025Annual accounts filed
17-07-2025Appointment: Van Havermaet Bedrijfsrevisoren BV (statutory auditor)
21-03-2025Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Computer programmingNACE 62100
Founded: 02-11-2016
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 1

See the provisions in the deeds

Go to Articles of association

Key facts about Joyn4Local

What is the company number of Joyn4Local?: 0665.683.284. In Belgium the VAT number is the company number with BE in front: BE 0665.683.284.
Where is Joyn4Local based?: The registered office is at Ilgatlaan 9, 3500 Hasselt.Company details
What does Joyn4Local do?: According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of Joyn4Local?: Public limited company (NV).
When was Joyn4Local founded?: On 02-11-2016.
Is Joyn4Local still active?: Yes, Joyn4Local is an active enterprise in the KBO register.
How many employees does Joyn4Local have?: On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Joyn4Local?: €939,816 in financial year 2022, according to the filed annual accounts.
Is Joyn4Local profitable?: In financial year 2025, Joyn4Local made a profit of €12,833.
Where can I find the annual accounts of Joyn4Local?: Joyn4Local filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Joyn4Local due?: By 31-07-2027, for financial year 2026.Timeline