Joséphine

Private limited companyfounded 2018active for 8 yearsVijverstraat 1, 3560 Lummen, BelgiumKBO/BCE: BE 0697.930.341

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Joséphine is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €471,482 and a net result of €14,054. Equity has been growing by about 24% per year since 2019. Its solvency ranks better than 58% of 6,687 sector peers (NACE 64, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

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JoséphineActive

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Official details

KBO

Status: Active since 14-06-2018 Normal situation
Legal form: Private limited company
Registered office: Vijverstraat 1, 3560 Lummen
Activity: Activities of holding companies NACE 64210and 4 others
Establishment unit: 2.278.292.844 3560 Lummen, since 01-07-2018
Financial year end: 31 December
Peppol: Reachable since 24-11-2025

Company details

Board and ownership

Board

MALLANTS KatrienDirector · since 05-12-2023

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €14,054; ▼ 64.0%
Equity: €471,482; ▲ 2.9%
Total assets: €787,516; ▲ 7.9%

2025 accounts filed 30 days after the deadline

Filed on 30-08-2026at the National Bank

Financials

Signalsraises risk2025 accounts filed 30 days lateShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.

raises risk

2025 accounts filed 30 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 7 filings

Deviation from the deadline

2025

30 days late

2024

20 days late

2023

31 days late

2022

31 days late

2021

59 days late

2020

13 days late

2019

26 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: 7 profitable years in a rowprofit 2025: €14,054 7 years View

Documents

Key facts about Joséphine

What is the company number of Joséphine?: The company number of Joséphine is 0697.930.341. The VAT number is the same number with BE in front: BE 0697.930.341.
Where is Joséphine based?: The registered office is at Vijverstraat 1, 3560 Lummen.Company details
What does Joséphine do?: According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of Joséphine?: The legal form of Joséphine is Private limited company (BV).
When was Joséphine founded?: Joséphine was founded on 14-06-2018.
Is Joséphine still active?: Yes, Joséphine is an active enterprise in the KBO register.
What is the turnover of Joséphine?: The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €47,155 and 1,222 comparable companies of the same size. It probably lies between €90,000 and €320,000. It is a rough estimate.Financials
Is Joséphine profitable?: In financial year 2025, Joséphine made a profit of €14,054.
Where can I find the annual accounts of Joséphine?: Joséphine filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Joséphine due?: Joséphine must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as Joséphine: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €645,000 and €969,000, founded between 2018 and 2019.

Company	Total assets	Gross margin
Joséphine Lummen	€787,516	€47,155
BULEN MOTOREN Hasselt	€644,717	€45,712
AURORE Maldegem	€911,140	€49,131
Westho Waregem	€969,361	€49,908
EDOUMAR HOLDING Waregem	€781,936	€37,134
SVW Holding Zaventem	€780,972	€62,199
Bolavi Maldegem	€655,857	€38,097