JoRut

Active Risk: not assessed

Private limited company (pre-2019)founded 2010active for 16 yearsSteenweg op Hoogstraten 92, 2330 Merksplas, BelgiumKBO/BCE: BE 0826.187.996

Summary

JoRut is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €236,293 and a net result of €26,095. Equity has been growing by about 62% per year since 2018. Its solvency ranks better than 74% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.

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JoRutActive

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Official details

Source: KBO

Status: Active since 20-05-2010 Normal situation
Activity: Other financial services NACE 64999and 2 others
Establishment unit: 2.188.265.461 2330 Merksplas, since 20-05-2010
Financial year end: 31 December
Peppol: Reachable since 21-10-2025

Company details

Board and ownership

Board

Lommelen JoyceDirector
Theys RutgerDirector

Shareholders

Theys - Lommelen Familie100%annual accounts 2017

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €26,095; ▼ 47.0%
Equity: €236,293; ▲ 12.4%
Total assets: €308,085; ▲ 1.3%

2025 accounts filed 26 days after the deadline

Financials

Signalsraises risk2025 accounts filed 26 days lateShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.

raises risk

2025 accounts filed 26 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

26 days late

2024

37 days late

2023

17 days late

2022

24 days late

2021

3 days late

2020

209 days late

2019

18 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 48 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (5 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

02-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: 9th oldest company in Merksplas, Finance and insurance sectorin the Checked rankings No. 9 View
Positive: 8 profitable years in a rowprofit 2025: €26,095 8 years View

Recent changes

08-06-2010 · Gazette deed Incorporation

All 15 events

Comparable companies

These companies have the same main activity as JoRut: other financial services (NACE 64999). They are comparable in size and age: total assets between €217,000 and €385,000, founded between 2007 and 2013.

Company	Total assets	Gross margin
JoRut Merksplas	€308,085	€78,580
AKRAN Antwerpen	€330,044	€71,101
BT SERVICES Elsene	€327,503	€65,695
T-CONSULTING Wommelgem	€217,024	€57,225
POID INCORPORATED Brussel	€363,185	€115,319
COOPMED Elsene	€385,413	€50,721
LOBRALIX Rixensart	€236,876	€113,617

Full comparison

Key facts about JoRut

What is the company number of JoRut?: The company number of JoRut is 0826.187.996. The VAT number is the same number with BE in front: BE 0826.187.996.
Where is JoRut based?: The registered office is at Steenweg op Hoogstraten 92, 2330 Merksplas.Company details
What does JoRut do?: According to the KBO register, the main activity is other financial services (NACE 64999).
What is the legal form of JoRut?: The legal form of JoRut is Private limited company (pre-2019) (BVBA).
When was JoRut founded?: JoRut was founded on 20-05-2010.
Is JoRut still active?: Yes, JoRut is an active enterprise in the KBO register.
What is the turnover of JoRut?: The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €78,580 and 40 comparable companies (NACE 64). It probably lies between €120,000 and €220,000.Financials
Is JoRut profitable?: In financial year 2025, JoRut made a profit of €26,095.
Where can I find the annual accounts of JoRut?: JoRut filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JoRut due?: JoRut must file the annual accounts for financial year 2026 by 31-07-2027.Timeline