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JOHN SAEY

Active
Public limited companyfounded 1980active for 45 yearsGontrode Heirweg 302, 9090 Merelbeke-Melle, Belgium13 active companies are registered at this addressKBO/BCE: BE 0421.046.118
Summary

JOHN SAEY has been active since 1980 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €665,064 and a net result of €54,415. Equity is shrinking by about 5.1% per year across the filed financial years. Its solvency ranks better than 84% of 2,436 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
JOHN SAEYActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990Combined facilities support activities NACE 81100
8th oldest company in Merelbeke-Melle, Construction sector1 site
Size
≈ €880,000turnover 2025, estimated
Staff
2 FTE
Equity
€665,064
Profit
€54,415
Turnover estimated from the gross margin
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
Group Saey
2025 accounts 23 days early7 deeds in the Belgian Official Gazette
Why 94raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.05, cash €241,979Equity €665,064 (73.5% of total assets)Founded in 1980Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 98-2
equity 73.5% of total assets
Liquidity 73+17
short-term debt 26.5% · cash 26.7%
Profitability 76+2
return on assets 6.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1%highest value 12-2024: 0.1%● unchanged vs 11-2024highest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.05, compared with 1.53 in 2024, below the usual 1.5; short-term debt: 26.5% and cash: 26.7% of total assets), and 26.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 79% on solvency, 72% on liquidity, 51% on profitability and 19% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.05, cash €241,979
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €665,064 (73.5% of total assets)
NBB · annual accounts
lowers risk · Founded in 1980
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
20 days early
2023
30 days late
2022
22 days early
2021
31 days late
2020
4 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 filed years within 51 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Highest result from 2018 to 2025net €54,415 ▲18.3%
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: 8th oldest company in Merelbeke-Melle, Construction sectorin the Checked rankings No. 8 View
  • Positive: 8 profitable years in a rowprofit 2025: €54,415 8 years View
  • Controlled by Group Saey parent View
  • Active since 1980founded 09-12-1980 45 years View

By topic

Financials

Financial year
2025
Total assets
€904,979
Profit
€54,415
Solvency
73.5%
Total assets▼ 14.8%
Net result
20182025
Go to Financials

Timeline

Events
47
Since
1982
Next accounts
by 31-07-2027
  1. 30-08-2024Annual accounts filed
  2. 09-07-2023Annual accounts filed
  3. 31-12-2022Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
09-12-1980
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about JOHN SAEY

What is the company number of JOHN SAEY?
0421.046.118. In Belgium the VAT number is the company number with BE in front: BE 0421.046.118.
Where is JOHN SAEY based?
The registered office is at Gontrode Heirweg 302, 9090 Merelbeke-Melle.Company details
What does JOHN SAEY do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of JOHN SAEY?
Public limited company (NV).
When was JOHN SAEY founded?
On 09-12-1980.
Is JOHN SAEY still active?
Yes, JOHN SAEY is an active enterprise in the KBO register.
How many employees does JOHN SAEY have?
On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of JOHN SAEY?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is JOHN SAEY profitable?
In financial year 2025, JOHN SAEY made a profit of €54,415.
Where can I find the annual accounts of JOHN SAEY?
JOHN SAEY filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JOHN SAEY due?
By 31-07-2027, for financial year 2026.Timeline

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